Optima bank S.A. products, services and reviews

Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by Optima bank S.A.

Special offer
Protected up to €100K
Free maintenance
Up to

3.80%

Annual fee

Free

Cashback

No

Interest rates up to 3.80%

Open and manage directly on PickTheBank Platform

Terms from 3 months to 5 years

Annual interest payments

Protected by Deposit Guarantee System up to 100.000 EUR

bank2610GR

Optima bank S.A.

4.2

Greece

Credit ratings

Deposit Guarantee Scheme (DGS)

Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered

S&P

-

Moody’s

-

Fitch

-

About Optima bank S.A.

Optima Bank S.A. is a Greece-based credit institution offering a range of retail, SME and corporate banking services, including current and savings accounts, time deposits, consumer and mortgage loans, payment services and digital channels; it operates through branches and online platforms and is subject to Greek and EU banking regulation and supervision, with eligible deposits protected by the national deposit guarantee scheme up to the statutory limit. Product pricing, interest rates, fees and lending criteria vary by product and change with market conditions, so customers should review current terms and the bank’s published disclosures before committing; the bank also produces regulatory financial reports and disclosures for investors and stakeholders. Service delivery includes standard internet and mobile banking functions (transfers, bill payments, account alerts) and customer support via branch and telephone channels, with availability consistent with typical domestic banking practice. For businesses, offerings commonly cover working capital facilities, trade finance and structured lending tailored to medium and small enterprises, while risk and credit approval processes follow internal underwriting policies and applicable prudential rules. Potential clients assessing Optima Bank should compare its product features, costs and digital experience with other institutions and examine the latest financial statements and regulatory filings to evaluate capital, asset quality and operational performance.

Optima bank S.A. Deposit guarantee scheme participation

Optima bank S.A. participates in the deposit guarantee scheme of Greece which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.

Optima bank S.A. Countries of operations

Optima bank S.A. offers their savings products in

Products offered by Optima bank S.A. and interest rates

Optima bank S.A. offers 0 deposits and 0 savings accounts in .

Best interest rates in Greece

12 mths Fixed deposits

3.3%

USD

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24 mths Fixed deposits

2%

EUR

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36 mths Fixed deposits

2%

EUR

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00

Loans offered by Optima bank S.A.

There are no products yet

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0

Bank identifiers

BIC number

IBOGGRAA

Name

Optima bank S.A.

Country

Greece