ProCredit Bank (Bulgaria) EAD products, services and reviews

About ProCredit Bank (Bulgaria) EAD

ProCredit Bank (Bulgaria) EAD is a Sofia-headquartered, licensed bank operating as a subsidiary of the ProCredit Group and supervised by the Bulgarian National Bank under Bulgarian and EU banking law; deposits are covered by the national deposit insurance scheme up to the statutory limit (EUR 100,000 or equivalent). The bank focuses on serving small and medium-sized enterprises alongside retail customers, offering current accounts, term deposits, payment services, card products, working-capital and investment lending, trade and cash-management solutions, and digital channels including internet banking and a mobile app. It delivers services through a network of branches and ATMs in major urban areas and through relationship managers for corporate clients, with credit decisions that reflect the group’s emphasis on standard underwriting and collateral assessment. Fees, interest rates and eligibility criteria differ by product and customer segment and are published in the bank’s product documentation and on its website; independent customer reviews indicate a range of user experiences with service responsiveness and digital usability. Governance follows a local management structure under the parent group’s supervisory oversight and group policies for compliance, anti-money-laundering and reporting; material changes in capitalization or ownership would be subject to local regulatory approval. Prospective customers should consult the bank’s current terms, fee schedules and regulatory disclosures before initiating business.