DUNA TAKARÉK BANK Zártkörűen Működő Részvénytársaság products, services and reviews

About DUNA TAKARÉK BANK Zártkörűen Működő Részvénytársaság

DUNA TAKARÉK BANK Zártkörűen Működő Részvénytársaság (Duna Takarék Bank Zrt.) is a Hungarian credit institution incorporated as a private company limited by shares and supervised by the Magyar Nemzeti Bank (MNB) under Hungarian banking law. Its core activity set has included retail and small-business banking services such as HUF and selected foreign-currency payment accounts, term deposits, domestic and cross-border transfers, bank cards, consumer and SME lending, and electronic channels (internet and mobile banking). As a deposit-taking institution in Hungary it falls under the scope of the Országos Betétbiztosítási Alap (OBA), which provides statutory deposit insurance up to the EUR 100,000 equivalent per depositor per bank for eligible balances. Domestic payments are processed through the national clearing infrastructure (including the 24/7 instant payment system for HUF transfers), while international transfers are handled via correspondent banking networks; Hungarian accounts use the HU IBAN format alongside the domestic GIRO account number structure. Pricing is published in the bank’s Hirdetmény (tariff notices) and Üzletszabályzat (General Business Conditions), and payment charges may reflect statutory levies applicable in Hungary. The bank is subject to PSD2 rules, strong customer authentication, GDPR-aligned data protection, and standard AML/KYC requirements. Financial statements, ownership information, and Pillar 3 disclosures are available through official company-reporting channels. Customer complaints can be escalated to the Pénzügyi Békéltető Testület if internal resolution is unsatisfactory. Prospective clients should review current schedules for account maintenance, transfers, card usage, currency conversion, and lending APRs, and confirm any eligibility limits for non-resident onboarding or remote identification before opening an account.