Magyar Cetelem Bank Zártkörűen Működő Részvénytársaság products, services and reviews
Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by Magyar Cetelem Bank Zártkörűen Működő Részvénytársaság
3.80%
Annual fee
Free
Cashback
No
Annual fee
Free
Cashback
No
Interest rates up to 3.80%
Open and manage directly on PickTheBank Platform
Terms from 3 months to 5 years
Annual interest payments
Protected by Deposit Guarantee System up to 100.000 EUR

Magyar Cetelem Bank Zártkörűen Működő Részvénytársaság
4.0
Hungary
Credit ratings
Deposit Guarantee Scheme (DGS)
Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered
S&P
-
Moody’s
-
Fitch
-
About Magyar Cetelem Bank Zártkörűen Működő Részvénytársaság
Magyar Cetelem Bank Zártkörűen Működő Részvénytársaság (Magyar Cetelem Bank Zrt.) is a Hungarian consumer finance bank majority-owned by BNP Paribas Personal Finance, supervised by Magyar Nemzeti Bank and operating under EU prudential, payments, and consumer-protection rules. The institution focuses on retail lending, primarily point-of-sale installment financing via merchant partners, unsecured personal loans arranged online, and branded credit cards on international card schemes; it is not a full-service universal bank and maintains a limited physical presence, relying mainly on digital channels and retailer networks for distribution. Applications are completed online or through partners with identity, income, and affordability verification, including checks of the KHR credit register; pre-contract information is provided under the Standard European Consumer Credit Information framework, customers have a 14-day withdrawal right, and early repayment is permitted subject to fees within statutory limits. Pricing (APR, interest, and fees) varies by product, amount, term, and risk profile and is constrained by national caps; the bank publishes representative examples and detailed fee schedules, which should be reviewed before contracting. Credit risk is concentrated in unsecured retail exposures and sensitive to macroeconomic conditions; funding typically combines group resources with local market sources. Digital servicing includes internet and mobile channels, with strong customer authentication and 3‑D Secure applied in line with PSD2. Complaints are handled under MNB requirements, and customers may escalate to the Financial Arbitration Board. Eligible deposits, if held, are covered by the Országos Betétbiztosítási Alap up to the statutory limit per depositor. Product eligibility, documentation, and privacy notices are provided primarily in Hungarian via the bank’s website, call center, and online self-service.
Magyar Cetelem Bank Zártkörűen Működő Részvénytársaság Deposit guarantee scheme participation
Magyar Cetelem Bank Zártkörűen Működő Részvénytársaság participates in the deposit guarantee scheme of Hungary which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.
Magyar Cetelem Bank Zártkörűen Működő Részvénytársaság Countries of operations
Magyar Cetelem Bank Zártkörűen Működő Részvénytársaság offers their savings products in
Products offered by Magyar Cetelem Bank Zártkörűen Működő Részvénytársaság and interest rates
Magyar Cetelem Bank Zártkörűen Működő Részvénytársaság offers 0 deposits and 0 savings accounts in .
Best interest rates in Hungary
Loans offered by Magyar Cetelem Bank Zártkörűen Működő Részvénytársaság
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Bank identifiers
BIC number
MCBHHUHB
Name
Magyar Cetelem Bank Zártkörűen Működő Részvénytársaság
Country
Hungary