Altura Credit Union Limited products, services and reviews
Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by Altura Credit Union Limited
3.80%
Annual fee
Free
Cashback
No
Annual fee
Free
Cashback
No
Interest rates up to 3.80%
Open and manage directly on PickTheBank Platform
Terms from 3 months to 5 years
Annual interest payments
Protected by Deposit Guarantee System up to 100.000 EUR

Altura Credit Union Limited
4.1
Ireland
Credit ratings
Deposit Guarantee Scheme (DGS)
Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered
S&P
-
Moody’s
-
Fitch
-
About Altura Credit Union Limited
Altura Credit Union Limited is a member-owned financial cooperative that operates within a defined common bond, typically requiring applicants to live, work, or study in the area it serves before opening a basic share (savings) account and completing standard identification and anti–money laundering checks. It offers core retail services such as savings accounts, personal and car loans, and may provide additional products like home improvement finance, bill-payment facilities, and current account and debit card services where available, supported by online and mobile banking. Dividends on savings are not guaranteed and depend on annual performance, while loan rates and fees are set by the credit union and published in its tariff; early repayment on loans is generally permitted without penalty, and transaction or maintenance fees can apply to current accounts and certain services. As with other credit unions, governance is provided by a board drawn from the membership, and the institution is subject to prudential supervision by the relevant national regulator, with eligible deposits covered by the statutory deposit protection scheme applicable in its jurisdiction. Access is through a local branch footprint and digital channels; cash, cheque, and foreign payment services can be limited relative to large banks, and business banking and mortgages—if offered—tend to have narrower eligibility and capacity. The model suits members seeking straightforward savings and lending with local decisioning and transparent pricing, but those needing a wide product set, extensive ATM networks, or advanced treasury and international services may find the offering more limited. Prospective and existing members should review the latest schedule of fees, interest rates, eligibility criteria, and terms directly from Altura Credit Union Limited before applying.
Altura Credit Union Limited Deposit guarantee scheme participation
Altura Credit Union Limited participates in the deposit guarantee scheme of Ireland which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.
Altura Credit Union Limited Countries of operations
Altura Credit Union Limited offers their savings products in Ireland
Products offered by Altura Credit Union Limited and interest rates
Altura Credit Union Limited offers 7 deposits and 2 savings accounts in EUR.
Altura Credit Union Limited offers the following fixed deposits in EUR in Ireland: 0 months deposit - 0.1%; 3 months deposit - 0.5%; 6 months deposit - 0.55%; 12 months deposit - 0.65%; 24 months deposit - 0.8%; 36 months deposit - 0.85%.
Best interest rates in Ireland
Fixed deposits offered by Altura Credit Union Limited
Savings accounts offered by Altura Credit Union Limited
Loans offered by Altura Credit Union Limited
There are no products yet
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Contacts
Address
A3, Nangor Rd Business Park, Nangor Rd, Dublin 12, Ireland
Phone number
+353 1 426 6740Website
alturacu.ieBank identifiers
BIC number
GOCIIE21
Name
Altura Credit Union Limited
Country
Ireland