Altura Credit Union Limited products, services and reviews

Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by Altura Credit Union Limited

Special offer
Protected up to €100K
Free maintenance
Up to

3.80%

Annual fee

Free

Cashback

No

Interest rates up to 3.80%

Open and manage directly on PickTheBank Platform

Terms from 3 months to 5 years

Annual interest payments

Protected by Deposit Guarantee System up to 100.000 EUR

bank2663IE

Altura Credit Union Limited

4.1

Ireland

Credit ratings

Deposit Guarantee Scheme (DGS)

Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered

S&P

-

Moody’s

-

Fitch

-

About Altura Credit Union Limited

Altura Credit Union Limited is a member-owned financial cooperative that operates within a defined common bond, typically requiring applicants to live, work, or study in the area it serves before opening a basic share (savings) account and completing standard identification and anti–money laundering checks. It offers core retail services such as savings accounts, personal and car loans, and may provide additional products like home improvement finance, bill-payment facilities, and current account and debit card services where available, supported by online and mobile banking. Dividends on savings are not guaranteed and depend on annual performance, while loan rates and fees are set by the credit union and published in its tariff; early repayment on loans is generally permitted without penalty, and transaction or maintenance fees can apply to current accounts and certain services. As with other credit unions, governance is provided by a board drawn from the membership, and the institution is subject to prudential supervision by the relevant national regulator, with eligible deposits covered by the statutory deposit protection scheme applicable in its jurisdiction. Access is through a local branch footprint and digital channels; cash, cheque, and foreign payment services can be limited relative to large banks, and business banking and mortgages—if offered—tend to have narrower eligibility and capacity. The model suits members seeking straightforward savings and lending with local decisioning and transparent pricing, but those needing a wide product set, extensive ATM networks, or advanced treasury and international services may find the offering more limited. Prospective and existing members should review the latest schedule of fees, interest rates, eligibility criteria, and terms directly from Altura Credit Union Limited before applying.

Altura Credit Union Limited Deposit guarantee scheme participation

Altura Credit Union Limited participates in the deposit guarantee scheme of Ireland which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.

Altura Credit Union Limited Countries of operations

Altura Credit Union Limited offers their savings products in Ireland

Products offered by Altura Credit Union Limited and interest rates

Altura Credit Union Limited offers 7 deposits and 2 savings accounts in EUR.

Altura Credit Union Limited offers the following fixed deposits in EUR in Ireland: 0 months deposit - 0.1%; 3 months deposit - 0.5%; 6 months deposit - 0.55%; 12 months deposit - 0.65%; 24 months deposit - 0.8%; 36 months deposit - 0.85%.

Best interest rates in Ireland

12 mths Fixed deposits

3.3%

USD

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24 mths Fixed deposits

2%

EUR

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36 mths Fixed deposits

2%

EUR

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Fixed deposits offered by Altura Credit Union Limited

Sales region:

Savings accounts offered by Altura Credit Union Limited

Sales region:

Interest rate

Annual fee

Cashback

0.60%EUR

-No

0.10%EUR

-No

Loans offered by Altura Credit Union Limited

There are no products yet

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Contacts

Address

A3, Nangor Rd Business Park, Nangor Rd, Dublin 12, Ireland

Phone number

+353 1 426 6740

Website

alturacu.ie

Bank identifiers

BIC number

GOCIIE21

Name

Altura Credit Union Limited

Country

Ireland