Ballina Credit Union Limited products, services and reviews

Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by Ballina Credit Union Limited

Special offer
Protected up to €100K
Free maintenance
Up to

3.80%

Annual fee

Free

Cashback

No

Interest rates up to 3.80%

Open and manage directly on PickTheBank Platform

Terms from 3 months to 5 years

Annual interest payments

Protected by Deposit Guarantee System up to 100.000 EUR

bank2677IE

Ballina Credit Union Limited

4.1

Ireland

Credit ratings

Deposit Guarantee Scheme (DGS)

Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered

S&P

-

Moody’s

-

Fitch

-

About Ballina Credit Union Limited

Ballina Credit Union Limited is a member-owned financial cooperative based in Ballina, County Mayo, Ireland, operating under the Credit Union Act 1997 (as amended) and supervised by the Central Bank of Ireland. It serves people and organisations within its defined common bond around Ballina and nearby communities; opening an account requires proof of identity, address, and eligibility in line with anti-money-laundering rules. The core proposition is straightforward: share-based savings and member lending, typically covering needs such as car purchase, home improvement, education, and general personal spending; lending decisions are based on affordability and credit checks, interest is quoted as APR, and terms are set by the credit union’s policies. Savings held as shares may receive a dividend if declared by the board at year-end; dividends are not guaranteed and can vary from year to year. Eligible member savings are protected by the Irish Deposit Guarantee Scheme up to €100,000 per person per institution. As a local credit union rather than a full-service bank, its product range and payment capabilities are narrower than those of large banks; availability of services such as current accounts, debit cards, or international transfers depends on the credit union’s own arrangements at a given time, and fees or service limits may apply. Governance is by an elected board and oversight committee, with audited financial statements provided to members and regulatory reporting to the Central Bank; complaints are handled under the Consumer Protection Code with recourse to the Financial Services and Pensions Ombudsman. Prospective members and borrowers should confirm current common-bond boundaries, rates, loan criteria, fees, opening hours, and any online or remote service options directly with Ballina Credit Union Limited before proceeding.

Ballina Credit Union Limited Deposit guarantee scheme participation

Ballina Credit Union Limited participates in the deposit guarantee scheme of Ireland which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.

Ballina Credit Union Limited Countries of operations

Ballina Credit Union Limited offers their savings products in

Products offered by Ballina Credit Union Limited and interest rates

Ballina Credit Union Limited offers 0 deposits and 0 savings accounts in .

Best interest rates in Ireland

12 mths Fixed deposits

3.3%

USD

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24 mths Fixed deposits

2.25%

EUR

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36 mths Fixed deposits

2.25%

EUR

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00

Loans offered by Ballina Credit Union Limited

There are no products yet

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Contacts

Address

Emmet St, Ballina, Co. Mayo, Ireland

Phone number

+353 96 71067

Website

ballinacu.ie

Bank identifiers

BIC number

BLCIIE21

Name

Ballina Credit Union Limited

Country

Ireland