Ballinlough Credit Union Limited products, services and reviews

Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by Ballinlough Credit Union Limited

Special offer
Protected up to €100K
Free maintenance
Up to

3.80%

Annual fee

Free

Cashback

No

Interest rates up to 3.80%

Open and manage directly on PickTheBank Platform

Terms from 3 months to 5 years

Annual interest payments

Protected by Deposit Guarantee System up to 100.000 EUR

bank2681IE

Ballinlough Credit Union Limited

4.1

Ireland

Credit ratings

Deposit Guarantee Scheme (DGS)

Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered

S&P

-

Moody’s

-

Fitch

-

About Ballinlough Credit Union Limited

Ballinlough Credit Union Limited is a member-owned co-operative financial institution serving individuals who live, work, or study within its common bond around Ballinlough, Cork. It offers core Irish credit union services such as share (savings) accounts and consumer lending including personal, car, and home-improvement loans. Savings are typically held as shares, with any return paid as a discretionary dividend or, where applicable, as interest; returns are not guaranteed and depend on the credit union’s financial performance and product terms. Loan applications are assessed for affordability and creditworthiness and are subject to the statutory interest rate cap for credit unions set by the Central Bank of Ireland; early repayment is generally permitted without penalty, and loans are reported to the Central Credit Register. The credit union is regulated by the Central Bank of Ireland and eligible deposits are protected by the State Deposit Guarantee Scheme up to €100,000 per person per institution, subject to scheme rules. Membership typically requires proof of identity, address, and PPSN, and members retain voting rights at general meetings under the one-member-one-vote principle, with governance structured under the Credit Union Act 1997 (as amended). Service channels include in-branch support and electronic payments such as SEPA transfers and standing orders; availability of online banking, debit cards, or current accounts depends on participation in national credit union schemes and should be confirmed directly with the institution. Fees, interest rates, and lending limits vary by product and can change; tax may apply to dividends or interest and withholding may be operated where required by law. Prospective and existing members should consult the credit union’s official materials for current eligibility criteria, documentation requirements, processing times, and complaint procedures, including escalation to the Financial Services and Pensions Ombudsman.

Ballinlough Credit Union Limited Deposit guarantee scheme participation

Ballinlough Credit Union Limited participates in the deposit guarantee scheme of Ireland which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.

Ballinlough Credit Union Limited Countries of operations

Ballinlough Credit Union Limited offers their savings products in

Products offered by Ballinlough Credit Union Limited and interest rates

Ballinlough Credit Union Limited offers 0 deposits and 0 savings accounts in .

Best interest rates in Ireland

12 mths Fixed deposits

3.3%

USD

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24 mths Fixed deposits

2.25%

EUR

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36 mths Fixed deposits

2.25%

EUR

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00

Loans offered by Ballinlough Credit Union Limited

There are no products yet

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Contacts

Address

Ballinlough, Co. Roscommon, Ireland

Phone number

+353 94 986 0115

Website

1cu.ie

Bank identifiers

BIC number

BCRUIE21

Name

Ballinlough Credit Union Limited

Country

Ireland