Bray Credit Union Limited products, services and reviews

Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by Bray Credit Union Limited

Special offer
Protected up to €100K
Free maintenance
Up to

3.80%

Annual fee

Free

Cashback

No

Interest rates up to 3.80%

Open and manage directly on PickTheBank Platform

Terms from 3 months to 5 years

Annual interest payments

Protected by Deposit Guarantee System up to 100.000 EUR

bank2710IE

Bray Credit Union Limited

4.1

Ireland

Credit ratings

Deposit Guarantee Scheme (DGS)

Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered

S&P

-

Moody’s

-

Fitch

-

About Bray Credit Union Limited

Bray Credit Union Limited is a member-owned financial cooperative based in Bray, Co. Wicklow, operating under a community common bond that generally limits membership to people who live, work, or study in the defined area. It offers standard credit union services including share (savings) accounts and personal lending for purposes such as car purchase, home improvement, and education; loan approval depends on affordability and credit history, product rates and maximum terms are set by the credit union, and any applicable fees and charges are published in its tariff. Dividends or interest on savings are not guaranteed and are determined by annual performance and board approval. Payment services typically include SEPA transfers, standing orders, and direct debits; where a current account and debit card are provided through sectoral partnerships, separate maintenance and transaction fees can apply. The credit union is regulated by the Central Bank of Ireland, maintains regulatory reserves in line with sector requirements, publishes audited financial statements, and holds an annual general meeting at which members can vote. Eligible deposits are covered by the Irish Deposit Guarantee Scheme up to €100,000 per person per institution. Membership requires standard identification and address verification under anti-money-laundering rules, and savings or withdrawal limits may apply. Digital access (online and mobile) is available where enabled, but functionality can differ from mainstream banks. The credit union may provide ancillary benefits such as loan protection or death benefit insurance subject to eligibility and policy terms. Complaints follow the internal process first, with recourse to the Financial Services and Pensions Ombudsman if unresolved.

Bray Credit Union Limited Deposit guarantee scheme participation

Bray Credit Union Limited participates in the deposit guarantee scheme of Ireland which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.

Bray Credit Union Limited Countries of operations

Bray Credit Union Limited offers their savings products in

Products offered by Bray Credit Union Limited and interest rates

Bray Credit Union Limited offers 0 deposits and 0 savings accounts in .

Best interest rates in Ireland

12 mths Fixed deposits

3.3%

USD

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24 mths Fixed deposits

2.25%

EUR

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36 mths Fixed deposits

2.25%

EUR

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00

Loans offered by Bray Credit Union Limited

There are no products yet

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Contacts

Address

1A Bray Shopping Centre, Bray, Co. Wicklow, A98 P597, Ireland

Phone number

+353 1 286 2624

Website

braycu.ie

Bank identifiers

BIC number

BRRUIE21

Name

Bray Credit Union Limited

Country

Ireland