Comhar Linn INTO Credit Union Limited products, services and reviews

About Comhar Linn INTO Credit Union Limited

Comhar Linn INTO Credit Union Limited is an Irish member-owned cooperative that operates under a defined common bond, serving primarily members of the Irish National Teachers’ Organisation and eligible family members. It is authorised under the Credit Union Act 1997 and regulated by the Central Bank of Ireland; eligible savings (member shares and applicable deposits) are protected by the Deposit Guarantee Scheme up to €100,000 per person per institution. The credit union offers savings accounts and a range of lending options typically used for purposes such as education, cars, home improvements and other personal needs; home loans may be available subject to eligibility, affordability and regulatory limits. Rates, maximum loan amounts and terms are set by policy and underwriting, and salary deduction for repayments is commonly available to qualifying education-sector members. Access is provided through branch and online services with electronic transfers and payments supported. Dividends on savings and any loan interest rebates are not guaranteed and depend on annual surplus. Governance follows a one-member-one-vote structure with an elected board, and the institution is subject to statutory reserves, liquidity requirements and lending concentration limits. Membership restrictions, product availability and fees or charges may apply, so prospective applicants should review current terms, rates, and documentation requirements before joining or applying for credit.