Education Credit Union Limited products, services and reviews

Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by Education Credit Union Limited

Special offer
Protected up to €100K
Free maintenance
Up to

3.80%

Annual fee

Free

Cashback

No

Interest rates up to 3.80%

Open and manage directly on PickTheBank Platform

Terms from 3 months to 5 years

Annual interest payments

Protected by Deposit Guarantee System up to 100.000 EUR

bank2773IE

Education Credit Union Limited

4.0

Ireland

Credit ratings

Deposit Guarantee Scheme (DGS)

Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered

S&P

-

Moody’s

-

Fitch

-

About Education Credit Union Limited

Education Credit Union Limited is a member-owned financial cooperative established to serve people connected to the education sector in its operating area. It focuses on retail banking and lending, offering day‑to‑day transaction accounts, savings and term deposits, personal loans, auto finance, and mortgages, with select ancillary services (such as credit cards, wealth, or insurance) often delivered through third‑party arrangements. Access is provided through a small regional branch footprint complemented by online and mobile banking; service hours and in‑person access are more limited than those of nationwide banks. Membership generally requires a qualifying link to the education community (such as employment, affiliation, or household relationship) and the purchase of a nominal member share that is typically redeemable on closure. Pricing is transparent but variable: deposit and lending rates adjust with market conditions, and fees are set out in published schedules. Governance is through a member‑elected board, and the institution operates under applicable credit union legislation; eligible deposits are protected by the statutory deposit insurance scheme for credit unions in its jurisdiction, subject to coverage categories and limits. Constraints include a narrower product catalogue than major banks, fewer physical locations and ATMs outside its core area, and possible reliance on partners for specialized services. As with many credit unions, branding and product line‑ups may change following sector mergers, so prospective members should confirm current eligibility, availability, and terms before opening accounts or applying for credit.

Education Credit Union Limited Deposit guarantee scheme participation

Education Credit Union Limited participates in the deposit guarantee scheme of Ireland which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.

Education Credit Union Limited Countries of operations

Education Credit Union Limited offers their savings products in

Products offered by Education Credit Union Limited and interest rates

Education Credit Union Limited offers 0 deposits and 0 savings accounts in .

Best interest rates in Ireland

12 mths Fixed deposits

3.3%

USD

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24 mths Fixed deposits

2%

EUR

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36 mths Fixed deposits

2%

EUR

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00

Loans offered by Education Credit Union Limited

There are no products yet

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Contacts

Address

Wellington House, 25 Wellington Quay,, 2, Dublin, Ireland

Phone number

01 6750 670

Website

asticu.ie

Bank identifiers

BIC number

ASRNIE21

Name

Education Credit Union Limited

Country

Ireland