Lismore and Cappoquin Credit Union Limited products, services and reviews

Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by Lismore and Cappoquin Credit Union Limited

Special offer
Protected up to €100K
Free maintenance
Up to

3.80%

Annual fee

Free

Cashback

No

Interest rates up to 3.80%

Open and manage directly on PickTheBank Platform

Terms from 3 months to 5 years

Annual interest payments

Protected by Deposit Guarantee System up to 100.000 EUR

bank2827IE

Lismore and Cappoquin Credit Union Limited

4.1

Ireland

Credit ratings

Deposit Guarantee Scheme (DGS)

Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered

S&P

-

Moody’s

-

Fitch

-

About Lismore and Cappoquin Credit Union Limited

Lismore and Cappoquin Credit Union Limited is a member-owned financial co‑operative serving the communities of Lismore, Cappoquin and surrounding areas in County Waterford, operating under a common bond that typically includes those living, working or studying locally and, in some cases, family members of existing members. It is regulated by the Central Bank of Ireland and eligible deposits are covered by the statutory Deposit Guarantee Scheme up to €100,000 per person per institution. Core services generally include share (savings) accounts and consumer lending such as personal, car and home improvement loans, with applications assessed on affordability and creditworthiness; some loans may be secured against members’ savings. Dividends or interest on savings are not guaranteed and depend on performance and board decisions, and savings limits or lodgement caps may be enforced for balance-sheet management. The credit union typically provides electronic payments, standing orders and direct debits, with online or mobile access available for account viewing and loan applications, subject to registration; specific features and fees are set out in its schedule of charges. Membership requires standard identification and address verification, a Personal Public Service Number and a minimum share balance. Governance follows the one‑member‑one‑vote principle, with a volunteer board overseeing strategy and compliance. Customers can raise complaints through the credit union’s internal process and, if unresolved, refer them to the Financial Services and Pensions Ombudsman. Prospective and existing members should review current product terms, interest rates, opening hours and any service limitations directly with the credit union before applying.

Lismore and Cappoquin Credit Union Limited Deposit guarantee scheme participation

Lismore and Cappoquin Credit Union Limited participates in the deposit guarantee scheme of Ireland which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.

Lismore and Cappoquin Credit Union Limited Countries of operations

Lismore and Cappoquin Credit Union Limited offers their savings products in

Products offered by Lismore and Cappoquin Credit Union Limited and interest rates

Lismore and Cappoquin Credit Union Limited offers 0 deposits and 0 savings accounts in .

Best interest rates in Ireland

12 mths Fixed deposits

3.3%

USD

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24 mths Fixed deposits

2.25%

EUR

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36 mths Fixed deposits

2.25%

EUR

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00

Loans offered by Lismore and Cappoquin Credit Union Limited

There are no products yet

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Contacts

Address

Main St, Lismore, Co. Waterford, Ireland

Phone number

+353 58 54000

Website

cairdecu.ie

Bank identifiers

BIC number

LCCUIE21

Name

Lismore and Cappoquin Credit Union Limited

Country

Ireland