Mountmellick Credit Union Limited products, services and reviews
Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by Mountmellick Credit Union Limited
3.80%
Annual fee
Free
Cashback
No
Annual fee
Free
Cashback
No
Interest rates up to 3.80%
Open and manage directly on PickTheBank Platform
Terms from 3 months to 5 years
Annual interest payments
Protected by Deposit Guarantee System up to 100.000 EUR

Mountmellick Credit Union Limited
4.1
Ireland
Credit ratings
Deposit Guarantee Scheme (DGS)
Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered
S&P
-
Moody’s
-
Fitch
-
About Mountmellick Credit Union Limited
Mountmellick Credit Union Limited is a member-owned financial cooperative serving a defined common bond area centred on Mountmellick, Co. Laois. It is authorised and regulated by the Central Bank of Ireland under the Credit Union Act 1997 (as amended). Membership is restricted to individuals who meet the common bond criteria in its rules, and standard anti-money laundering identification and address verification are required at account opening. Core services comprise share-based savings and consumer lending; loan approvals are subject to affordability and creditworthiness, interest is charged on the reducing balance, and rates are stated as APR. Eligible deposits are protected by the State Deposit Guarantee Scheme up to €100,000 per person per institution. The board, elected by members at the AGM, sets policies on savings limits, withdrawal conditions, and any dividend or interest on members’ shares; dividends are not guaranteed and can be zero. Product scope may include car, home improvement, education, and secured share loans; any ancillary payment services (for example, a current account, debit card, or mobile wallets) are only available where implemented and may carry fees, so applicants should review the current terms and schedule of fees and charges. The credit union publishes audited annual financial statements and maintains required regulatory reserves; unresolved complaints can be escalated to the Financial Services and Pensions Ombudsman. Product availability, pricing, and limits are determined by the credit union’s own policies within regulatory constraints, so prospective members should confirm the current common bond, features, and rates directly with Mountmellick Credit Union Limited before applying.
Mountmellick Credit Union Limited Deposit guarantee scheme participation
Mountmellick Credit Union Limited participates in the deposit guarantee scheme of Ireland which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.
Mountmellick Credit Union Limited Countries of operations
Mountmellick Credit Union Limited offers their savings products in
Products offered by Mountmellick Credit Union Limited and interest rates
Mountmellick Credit Union Limited offers 0 deposits and 0 savings accounts in .
Best interest rates in Ireland
Loans offered by Mountmellick Credit Union Limited
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Contacts
Address
Irishtown, Mountmellick, Co. Laois, Ireland
Phone number
+353 57 862 4418Website
mountmellickcu.comBank identifiers
BIC number
MOEOIE21
Name
Mountmellick Credit Union Limited
Country
Ireland