Palmerstown Credit Union Limited products, services and reviews

Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by Palmerstown Credit Union Limited

Special offer
Protected up to €100K
Free maintenance
Up to

3.80%

Annual fee

Free

Cashback

No

Interest rates up to 3.80%

Open and manage directly on PickTheBank Platform

Terms from 3 months to 5 years

Annual interest payments

Protected by Deposit Guarantee System up to 100.000 EUR

bank2856IE

Palmerstown Credit Union Limited

4.1

Ireland

Credit ratings

Deposit Guarantee Scheme (DGS)

Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered

S&P

-

Moody’s

-

Fitch

-

About Palmerstown Credit Union Limited

Palmerstown Credit Union Limited is a member-owned financial cooperative based in Palmerstown, Dublin 20, providing core credit union services—savings (share accounts) and personal lending—to individuals who meet its common-bond eligibility rules. It is authorised and regulated by the Central Bank of Ireland, and eligible member savings are protected by the Deposit Guarantee Scheme up to €100,000 per person per institution. Savings are held as withdrawable shares; any dividend or interest on those shares is discretionary, depends on annual surplus, and can be zero. Loan interest rates are set by the credit union within regulatory parameters, lending is subject to affordability and credit assessment, and loans can typically be repaid early without penalty; late or missed payments may incur charges and affect credit records. Security can be requested for larger loans and a member’s shares may be held as collateral while a loan is outstanding. Compared with a commercial bank, the product range is narrower, with an emphasis on unsecured personal lending rather than overdrafts, business banking, or investment products, and access is limited to people living or working in the defined area. Fees can apply to certain payment services, and some Irish credit unions apply per‑member savings caps for balance sheet management; current limits, rates, and charges should be confirmed directly with the institution. Governance is by a volunteer board elected by members, audited financial statements are produced annually, and any dividend or interest rebate is decided at the annual general meeting. Standard identification and proof of address are required to open an account under anti-money-laundering rules, unresolved complaints can be referred to the Financial Services and Pensions Ombudsman after the internal process, and the availability of digital access, payment features (such as direct debits and SEPA transfers), and any current account or mortgage offering depends on the credit union’s chosen service set and should be verified before reliance.

Palmerstown Credit Union Limited Deposit guarantee scheme participation

Palmerstown Credit Union Limited participates in the deposit guarantee scheme of Ireland which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.

Palmerstown Credit Union Limited Countries of operations

Palmerstown Credit Union Limited offers their savings products in

Products offered by Palmerstown Credit Union Limited and interest rates

Palmerstown Credit Union Limited offers 0 deposits and 0 savings accounts in .

Best interest rates in Ireland

12 mths Fixed deposits

3.3%

USD

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24 mths Fixed deposits

2%

EUR

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36 mths Fixed deposits

2%

EUR

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00

Loans offered by Palmerstown Credit Union Limited

There are no products yet

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Contacts

Address

Kennelsfort Rd, Palmerstown, Dublin 20, Ireland

Phone number

+353 1 623 8022

Website

palmerstowncreditunion.ie

Bank identifiers

BIC number

PAEUIE21

Name

Palmerstown Credit Union Limited

Country

Ireland