St. Ailbes Credit Union Limited products, services and reviews

Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by St. Ailbes Credit Union Limited

Special offer
Protected up to €100K
Free maintenance
Up to

3.80%

Annual fee

Free

Cashback

No

Interest rates up to 3.80%

Open and manage directly on PickTheBank Platform

Terms from 3 months to 5 years

Annual interest payments

Protected by Deposit Guarantee System up to 100.000 EUR

bank2887IE

St. Ailbes Credit Union Limited

4.0

Ireland

Credit ratings

Deposit Guarantee Scheme (DGS)

Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered

S&P

-

Moody’s

-

Fitch

-

About St. Ailbes Credit Union Limited

St. Ailbes Credit Union Limited is a member-owned financial cooperative operating under the Irish Credit Union Act and supervised by the Central Bank of Ireland, serving individuals who meet its local common-bond criteria. Its core offering is straightforward retail finance: share (savings) accounts and consumer loans for purposes such as car purchase, home improvement, education, and general personal credit, with pricing expressed as APR and subject to underwriting and affordability checks; lending secured against shares is typically available. Savings do not carry a fixed interest rate, and any annual dividend or loan interest rebate depends on surplus and board approval, so returns are not guaranteed. Eligible savings are covered up to €100,000 per person by the State Deposit Guarantee Scheme. Early loan repayment is generally permitted without penalty, and repayments can be made by methods such as standing order, payroll deduction where available, or at the counter. Membership requires standard KYC documentation, including proof of identity, address, and PPS number. Governance is via an elected volunteer board, with audited financial statements and regulatory reserves maintained in line with Central Bank requirements. Service delivery centers on the local branch; online account access and electronic transfers are available where implemented, and operating hours and digital functionality are typically narrower than those of large commercial banks.

St. Ailbes Credit Union Limited Deposit guarantee scheme participation

St. Ailbes Credit Union Limited participates in the deposit guarantee scheme of Ireland which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.

St. Ailbes Credit Union Limited Countries of operations

St. Ailbes Credit Union Limited offers their savings products in

Products offered by St. Ailbes Credit Union Limited and interest rates

St. Ailbes Credit Union Limited offers 0 deposits and 0 savings accounts in .

Best interest rates in Ireland

12 mths Fixed deposits

3.3%

USD

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24 mths Fixed deposits

2%

EUR

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36 mths Fixed deposits

2%

EUR

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00

Loans offered by St. Ailbes Credit Union Limited

There are no products yet

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Contacts

Address

Main St, Tipperary, Co. Tipperary, Ireland

Phone number

+353 62 51877

Website

stailbescu.ie

Bank identifiers

BIC number

AICUIE21

Name

St. Ailbes Credit Union Limited

Country

Ireland