Synergy Credit Union Limited products, services and reviews
Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by Synergy Credit Union Limited
3.80%
Annual fee
Free
Cashback
No
Annual fee
Free
Cashback
No
Interest rates up to 3.80%
Open and manage directly on PickTheBank Platform
Terms from 3 months to 5 years
Annual interest payments
Protected by Deposit Guarantee System up to 100.000 EUR

Synergy Credit Union Limited
4.1
Ireland
Credit ratings
Deposit Guarantee Scheme (DGS)
Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered
S&P
-
Moody’s
-
Fitch
-
About Synergy Credit Union Limited
Synergy Credit Union Limited is a member-owned financial cooperative that provides retail and small business banking within its operating region. Membership is required and typically involves purchasing a small number of membership shares; eligibility may be tied to residence, employment, or other common bond criteria. The product set generally covers day-to-day chequing and savings accounts, term deposits and registered plans where applicable, personal loans and lines of credit, auto financing, and residential mortgages; for businesses and agricultural clients it offers operating accounts, cash management, equipment financing, and commercial real estate lending. Payment services include debit cards, credit cards issued through a third-party partner, domestic and international transfers, mobile cheque deposit, bill payments, and ATM network access, with fees varying by account package and transaction type. Digital banking is delivered through online and mobile platforms with standard security controls such as two-factor authentication, while in-branch and call-centre support is provided during posted hours. Rates and fees are published by the credit union and change periodically; overdraft usage, wires, foreign exchange, and out-of-network ATM withdrawals typically incur charges. Credit decisions are underwritten using income verification, credit history, collateral, and debt-service metrics; prepayment privileges and penalties depend on the specific lending product. Governance is through an elected board, and audited financial statements and regulatory disclosures are made available to members. Deposits are protected by the statutory deposit insurance scheme applicable in the institution’s jurisdiction; coverage limits, eligible products, and exclusions should be confirmed against the official scheme documents. The regional footprint may limit branch access and certain specialized services compared with larger banks, and some investment or insurance products are distributed via external partners under separate terms and conditions.
Synergy Credit Union Limited Deposit guarantee scheme participation
Synergy Credit Union Limited participates in the deposit guarantee scheme of Ireland which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.
Synergy Credit Union Limited Countries of operations
Synergy Credit Union Limited offers their savings products in
Products offered by Synergy Credit Union Limited and interest rates
Synergy Credit Union Limited offers 0 deposits and 0 savings accounts in .
Best interest rates in Ireland
Loans offered by Synergy Credit Union Limited
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Contacts
Address
90 O'Connell St, Limerick, V94 XK64, Ireland
Phone number
+353 61 415 600Website
synergycu.ieBank identifiers
BIC number
FECNIE21
Name
Synergy Credit Union Limited
Country
Ireland