Tallaght West Credit Union Limited products, services and reviews

About Tallaght West Credit Union Limited

Tallaght West Credit Union Limited is a community-based, member-owned financial cooperative serving the Tallaght West area of Dublin 24 under the Credit Union Act 1997 (as amended) and is authorised and regulated by the Central Bank of Ireland. Membership is restricted to individuals within its common bond, typically those who live, work, or study locally, and generally requires photo identification, proof of address, and a Personal Public Service Number to open an account. Core services usually include share (savings) accounts and unsecured personal loans for purposes such as car purchase, home improvement, education, or general needs, with interest charged on the reducing balance; maximum loan amounts, terms, and APRs are set by the board within regulatory limits and can change, so applicants should review the current lending criteria and rates before applying. Some Irish credit unions also provide digital banking, electronic payments, and current accounts with debit cards; availability, eligibility, and fees at Tallaght West Credit Union should be confirmed directly. Eligible deposits are protected by the Irish Deposit Guarantee Scheme up to €100,000 per person per institution, and the credit union is subject to capital, liquidity, and lending concentration rules that can influence product features and availability. Any dividend or interest on savings is not guaranteed and depends on annual financial performance and board decisions, as presented to members at the annual general meeting alongside audited financial statements. Prospective members and borrowers should review the latest terms and conditions, Schedule of Fees and Charges, privacy notices, complaints procedures, and verify branch opening hours and service channels before visiting or applying.