Virginia Credit Union Limited products, services and reviews

Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by Virginia Credit Union Limited

Special offer
Protected up to €100K
Free maintenance
Up to

3.80%

Annual fee

Free

Cashback

No

Interest rates up to 3.80%

Open and manage directly on PickTheBank Platform

Terms from 3 months to 5 years

Annual interest payments

Protected by Deposit Guarantee System up to 100.000 EUR

bank2920IE

Virginia Credit Union Limited

4.1

Ireland

Credit ratings

Deposit Guarantee Scheme (DGS)

Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered

S&P

-

Moody’s

-

Fitch

-

About Virginia Credit Union Limited

Virginia Credit Union Limited appears to be a member‑owned financial cooperative, but public references to this exact legal name are limited and may reflect a legacy, regional, or merged entity distinct from the larger U.S. institution commonly known as Virginia Credit Union; anyone considering accounts or loans should first verify the entity’s current legal status, jurisdiction, and licensing on the relevant regulator’s register and confirm what deposit insurance scheme applies. As with most credit unions, access is typically restricted by a defined field of membership (for example, residence in specific areas, employment with partner organizations, association membership, or family ties), and product scope usually centers on everyday transaction and savings accounts, term deposits/certificates, personal and auto loans, home loans/mortgages, and a small set of credit cards, with online and mobile banking for basic payments and account servicing; branch footprints tend to be local, and ATM access often relies on participation in shared networks, so out‑of‑network fees and cash access should be checked. Pricing at credit unions is generally rate‑ and fee‑competitive for core products, but actual APYs/APRs, repayment terms, and penalties vary by product and member profile; the only reliable sources are current product disclosures and the credit union’s schedule of fees. Service quality and complaint history should be assessed through recent customer communications channels (phone, secure messaging, and in‑person support) and, where available, public complaint databases in the relevant jurisdiction. Because small credit unions frequently undergo mergers, rebrandings, or field‑of‑membership changes, prospective members should confirm whether “Virginia Credit Union Limited” remains an active trading name, the scope of eligible membership, the precise products on offer, and whether deposits are protected by a government‑backed insurance scheme before opening an account or applying for credit.

Virginia Credit Union Limited Deposit guarantee scheme participation

Virginia Credit Union Limited participates in the deposit guarantee scheme of Ireland which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.

Virginia Credit Union Limited Countries of operations

Virginia Credit Union Limited offers their savings products in

Products offered by Virginia Credit Union Limited and interest rates

Virginia Credit Union Limited offers 0 deposits and 0 savings accounts in .

Best interest rates in Ireland

12 mths Fixed deposits

3.3%

USD

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24 mths Fixed deposits

2%

EUR

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36 mths Fixed deposits

2%

EUR

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00

Loans offered by Virginia Credit Union Limited

There are no products yet

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Contacts

Address

Main St, Virginia, Co. Cavan, Ireland

Phone number

+353 49 854 8284

Website

virginiacu.ie

Bank identifiers

BIC number

VICNIE21

Name

Virginia Credit Union Limited

Country

Ireland