BANCA CARIGE S.P.A. - CASSA DI RISPARMIO DI GENOVA E IMPERIA (IN FORMA ABBREVIATA CARIGE S.P.A.) products, services and reviews

About BANCA CARIGE S.P.A. - CASSA DI RISPARMIO DI GENOVA E IMPERIA (IN FORMA ABBREVIATA CARIGE S.P.A.)

BANCA CARIGE S.P.A. - CASSA DI RISPARMIO DI GENOVA E IMPERIA (IN FORMA ABBREVIATA CARIGE S.P.A.) is an Italian retail and commercial bank historically based in Genoa with a footprint concentrated in Liguria and north‑western Italy, offering current and savings accounts, payment cards, mortgages, consumer and SME lending, cash management, and the distribution of investment and insurance products through branches and digital channels. Following years of balance-sheet derisking and supervisory action—including extraordinary administration by the European Central Bank in 2019 and capital support arranged via the Interbank Deposit Protection Fund’s voluntary scheme—control of Carige was acquired by BPER Banca in 2022; the legal entity was subsequently merged into BPER Banca and the shares were delisted, with the former Carige network progressively integrated and rebranded under the BPER Banca umbrella. As a result, credit ratings, prudential ratios, and financial disclosures now refer to BPER Banca at group level, and standalone Carige reporting is no longer issued. Deposits are covered by the Italian deposit guarantee scheme (Fondo Interbancario di Tutela dei Depositi) up to the statutory limit per depositor, and pre‑existing customer contracts continue with the successor bank unless modified according to applicable law. New account terms, fee schedules, product availability, and complaints and mediation channels follow BPER Banca’s framework; prospective or existing clients should consult the official BPER Banca documentation and notices for current conditions and branch coverage in the former Carige territories.