BANCA DI CREDITO COOPERATIVO BRIANZA E LAGHI - SOCIETA' COOPERATIVA products, services and reviews

About BANCA DI CREDITO COOPERATIVO BRIANZA E LAGHI - SOCIETA' COOPERATIVA

BANCA DI CREDITO COOPERATIVO BRIANZA E LAGHI - SOCIETA’ COOPERATIVA is an Italian Banca di Credito Cooperativo operating with a cooperative structure in the Brianza and lake areas of Lombardy, serving households, professionals, small and medium-sized enterprises, and the third sector through a network of branches and digital channels. The bank typically offers current and savings accounts, payment cards, domestic and SEPA payments, online and mobile banking with strong customer authentication, mortgages and consumer loans, SME lending and overdrafts, and access to ancillary services such as leasing, factoring, insurance, and investment products distributed under MiFID II rules, often through group or specialist partners. Governance follows the cooperative model with member-shareholders (soci) and local representation; some products or conditions may be reserved for members according to the bank’s policies. As part of the Italian cooperative credit system and the related banking group framework, it is subject to consolidated supervision and participates in the cooperative sector’s institutional protection scheme; deposits are protected up to 100,000 euro per depositor in line with EU Directive 2014/49/EU via the dedicated deposit guarantee scheme for cooperative credit banks. Pricing, interest rates, and eligibility depend on customer profile and product type, with conditions set out in the mandatory transparency documents (Fogli Informativi and, where relevant, KIDs). The bank applies standard Italian and EU regulations on AML/KYC, data protection, and payment services (PSD2). Complaints can be filed through the bank’s internal process and, if unresolved, brought to the Arbitro Bancario Finanziario, subject to applicable procedures. Customers should verify current branch availability, product features, and fees directly with the bank before opening or switching accounts.