BANCA DI CREDITO COOPERATIVO DI BASCIANO - SOCIETA' COOPERATIVA products, services and reviews

About BANCA DI CREDITO COOPERATIVO DI BASCIANO - SOCIETA' COOPERATIVA

BANCA DI CREDITO COOPERATIVO DI BASCIANO - SOCIETA’ COOPERATIVA is a local cooperative credit institution based in Basciano (province of Teramo, Abruzzo), operating under Italian cooperative banking law and supervised by the Bank of Italy within the cooperative credit network. It serves households, professionals and small enterprises in its catchment area through a compact branch and ATM footprint concentrated locally, complemented by online and mobile banking with strong customer authentication. The product set covers current and savings accounts, domestic and cross-border payments (SEPA and SWIFT), debit cards on PagoBANCOMAT and international circuits, and credit cards issued via partner providers. Lending includes personal loans, mortgages, overdrafts, and financing lines for SMEs and the agricultural sector; leasing, factoring and merchant acquiring are typically available through specialized group companies. The bank distributes investment and protection products in an intermediary capacity, such as mutual funds, bonds, bancassurance and pension solutions, subject to suitability assessments and regulatory disclosures. Pricing and interest conditions are published in the mandatory transparency documents (fogli informativi and KIDs) and vary by customer profile and product configuration. Deposits are protected up to €100,000 per depositor under the Italian deposit guarantee framework applicable to cooperative banks, and the institution participates in an institutional protection scheme at group level. Nationwide coverage is limited compared with larger commercial banks, and certain specialized or international services are provided through correspondent relationships and group partners.