BANCA DI CREDITO COOPERATIVO DI BELLEGRA SOCIETA' COOPERATIVA products, services and reviews

About BANCA DI CREDITO COOPERATIVO DI BELLEGRA SOCIETA' COOPERATIVA

BANCA DI CREDITO COOPERATIVO DI BELLEGRA SOCIETA' COOPERATIVA is an Italian mutual cooperative bank headquartered in Bellegra (province of Rome, Lazio). It operates under the BCC model, where customers may become members and exercise voting rights, and focuses on retail clients, small businesses, and local entities within its territory through a small branch footprint in nearby municipalities. Following the sector reform, it is part of the Gruppo Bancario Cooperativo Iccrea, with centralized support for risk, compliance, and technology, and participates in the group’s institutional protection scheme; deposits are covered by the Fondo di Garanzia dei Depositanti del Credito Cooperativo up to €100,000 per depositor, consistent with EU requirements. The offering is conventional for a local bank: current and savings accounts, domestic and SEPA payments, debit and credit cards on national and international circuits, online and mobile banking delivered via the group’s platforms, personal and mortgage loans, SME credit lines and guarantees, POS acquiring, and bancassurance distributed through affiliated insurers. Pricing, interest rates, and eligibility criteria are set by the bank and disclosed in official information sheets and pre-contractual documents; conditions vary by product and customer profile. Account opening and lending follow Italian KYC/AML rules and typically require valid identification and a codice fiscale, with non-resident onboarding subject to policy and regulatory checks. The institution’s scope and resources reflect a local cooperative mandate, which provides community presence but entails a more limited geographic reach and a narrower range of specialized services than larger national banks.