BANCA DI CREDITO COOPERATIVO DI PONTASSIEVE - SOCIETA' COOPERATIVA products, services and reviews

About BANCA DI CREDITO COOPERATIVO DI PONTASSIEVE - SOCIETA' COOPERATIVA

BANCA DI CREDITO COOPERATIVO DI PONTASSIEVE - SOCIETA' COOPERATIVA is an Italian cooperative credit bank headquartered in Pontassieve (Tuscany) that operates within the national Credito Cooperativo system. It focuses on retail and small-business banking in its local catchment area, offering current and savings accounts, payment services (including SEPA transfers and direct debits, cards, and ATM/Bancomat access), consumer and mortgage lending, and financing for micro and small enterprises. The bank provides online and mobile banking channels for everyday operations and supports contactless payments; instant payments, foreign transfers, and trade-related services are available subject to channel and compliance checks. As a cooperative, it is owned by member-shareholders (soci) under a one-member-one-vote principle; membership is optional for most banking relationships but is required to exercise governance rights, and member shares are not covered by deposit insurance and may be illiquid. Deposits are protected up to €100,000 per depositor per bank under the Italian deposit guarantee scheme for the cooperative sector, in line with EU rules. The institution is supervised under the Italian and EU prudential framework (Bank of Italy/ECB) and operates under PSD2, AML, and GDPR requirements; financial statements are prepared under IFRS and published annually. Pricing, eligibility, and documentation vary by product and customer profile, with lending subject to creditworthiness and collateral where applicable. The bank’s geographic footprint centers on Pontassieve and surrounding areas, with services and distribution supported by the cooperative banking network’s shared platforms for payments, cards, and risk control. Potential users should review current schedules of fees and interest, conditions for digital access, and the specific terms governing cooperative membership before opening accounts or subscribing to products.