BANCA EUROMOBILIARE S.P.A. products, services and reviews

About BANCA EUROMOBILIARE S.P.A.

BANCA EUROMOBILIARE S.P.A. is an Italian banking intermediary focused on private banking and wealth management, serving affluent and high-net-worth clients, entrepreneurs, and family holdings. Its core offering typically includes investment advisory under MiFID II, discretionary portfolio management, order execution, and custody and administration of financial instruments, alongside the placement and distribution of third-party funds and structured products. Current accounts and payment services are provided mainly as support to investment relationships, and credit solutions such as lombard loans secured by financial assets may be available, with financing terms linked to collateral quality and concentration. Pricing generally combines advisory or management fees, potential performance fees on mandates, custody fees, dealing commissions, and foreign-exchange markups on non-euro assets; retrocessions from third-party products can occur and should be disclosed under inducement rules. Clients undergo suitability and appropriateness assessments, risk profiling, and receive periodic reporting, including ex-ante and ex-post cost disclosures. The bank operates under the supervision of Banca d’Italia, with Consob oversight for investment services; deposits held with Italian banks that participate in the Fondo Interbancario di Tutela dei Depositi are protected up to €100,000 per depositor per bank, and investment services may be covered by the Fondo Nazionale di Garanzia for failure to return financial instruments, subject to scheme limits. Market risk remains with the investor, and structured or illiquid products can carry elevated complexity, fees, and liquidity constraints. Prospective clients should verify minimum investment thresholds, the available product shelf, conflict-of-interest and inducement policies, and the bank’s current participation in statutory guarantee schemes, and consult official registers for the latest corporate and complaint-handling information.