Banca Privata Leasing products, services and reviews

Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by Banca Privata Leasing

Special offer
Protected up to €100K
Free maintenance
Up to

3.80%

Annual fee

Free

Cashback

No

Interest rates up to 3.80%

Open and manage directly on PickTheBank Platform

Terms from 3 months to 5 years

Annual interest payments

Protected by Deposit Guarantee System up to 100.000 EUR

bank3119IT

Banca Privata Leasing

4.1

Italy

Credit ratings

Deposit Guarantee Scheme (DGS)

Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered

S&P

-

Moody’s

-

Fitch

-

About Banca Privata Leasing

Banca Privata Leasing S.p.A. is an Italian specialized lender operating under Bank of Italy supervision, focused on asset-based finance for businesses and professionals, with core activities in financial leasing across equipment, vehicles, and real estate, as well as vendor leasing arrangements and related credit solutions. Its funding model typically combines institutional lines with retail funding, and at times includes fixed-term deposit products aimed at savers; as with other Italian banks, eligible deposits fall under the national deposit guarantee framework up to €100,000 per depositor, subject to statutory limits and conditions. Distribution is primarily direct and through agents and brokers, with documentation aligned to Italian transparency rules (Foglio Informativo, Informativa, and standard pre-contractual disclosures), and complaints procedures that include access to the Arbitro Bancario Finanziario. Leasing terms generally reflect market practice, with collateral, insurance, and residual value structures that affect total cost of ownership; early termination or prepayment may trigger fees, and approval depends on financial statements, sector risk, and VAT status. Where fixed-term deposits are offered, they are savings instruments rather than payment accounts, usually without cards or transfers, with interest subject to 26% withholding tax and stamp duty where applicable, and with limited or no early redemption options. Key considerations for users include counterparty risk, interest-rate exposure on long-dated leases, liquidity constraints tied to fixed terms, and the need to review the latest financial statements, Pillar 3 disclosures, and current rate sheets and fee schedules before engaging.

Banca Privata Leasing Deposit guarantee scheme participation

Banca Privata Leasing participates in the deposit guarantee scheme of Italy which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.

Banca Privata Leasing Countries of operations

Banca Privata Leasing offers their savings products in

Products offered by Banca Privata Leasing and interest rates

Banca Privata Leasing offers 0 deposits and 0 savings accounts in .

Best interest rates in Italy

12 mths Fixed deposits

3.3%

USD

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24 mths Fixed deposits

2.25%

EUR

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36 mths Fixed deposits

2.25%

EUR

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00

Loans offered by Banca Privata Leasing

There are no products yet

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Contacts

Address

42122 Reggio Emilia

Via P. Castaldi da Feltre 1/A

Phone number

+39 0522 355711

Website

bancaprivataleasing.it

Bank identifiers

BIC number

PRLEIT23

Name

Banca Privata Leasing

Country

Italy