BANCA REGIONALE DI SVILUPPO S.P.A. IN FORMA ABBREVIATA 'BRS S.P.A.' products, services and reviews

Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by BANCA REGIONALE DI SVILUPPO S.P.A. IN FORMA ABBREVIATA 'BRS S.P.A.'

Special offer
Protected up to €100K
Free maintenance
Up to

3.80%

Annual fee

Free

Cashback

No

Interest rates up to 3.80%

Open and manage directly on PickTheBank Platform

Terms from 3 months to 5 years

Annual interest payments

Protected by Deposit Guarantee System up to 100.000 EUR

bank3126IT

BANCA REGIONALE DI SVILUPPO S.P.A. IN FORMA ABBREVIATA 'BRS S.P.A.'

0.0

Italy

Credit ratings

Deposit Guarantee Scheme (DGS)

Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered

S&P

-

Moody’s

-

Fitch

-

About BANCA REGIONALE DI SVILUPPO S.P.A. IN FORMA ABBREVIATA 'BRS S.P.A.'

Banca Regionale di Sviluppo S.p.A., in forma abbreviata “BRS S.p.A.”, is an Italian joint-stock banking company operating under the Testo Unico Bancario and EU prudential rules (CRR/CRD), subject to authorization and ongoing supervision by the Bank of Italy and to the broader European regulatory framework. As with other Italian banks, it is required to maintain appropriate governance (board of directors and board of statutory auditors), publish audited annual financial statements, and provide regulatory disclosures; if it falls within scope, Pillar 3 reports on capital, risk, and liquidity should be available alongside the standard “fogli informativi,” interest rate schedules, and fee disclosures mandated by transparency rules. Payment services are governed by PSD2, including strong customer authentication; MiFID II applies if investment services are offered, with related suitability and cost disclosure obligations. Eligible deposits with Italian banks are protected up to €100,000 per depositor by the statutory deposit guarantee framework (FITD or an equivalent scheme for banks belonging to sectoral groups), while investor protection schemes differ for financial instruments. Public information on scale, branch footprint, products, and digital channels may be limited outside statutory registers and filings; prospective clients and counterparties should verify current authorization status, any group affiliations, and operational details in the Bank of Italy’s register and on the bank’s website, and should request up-to-date pre-contractual documentation before engaging. Credit and counterparty risk assessment should focus on capital adequacy (CET1 and Total Capital ratios), asset quality (gross and net non-performing exposures and coverage levels), profitability and cost efficiency, funding mix and maturity profile (retail versus wholesale, LCR/NSFR), collateral policies, and any geographic or sector concentrations implied by a regional mandate. Operational review should confirm availability and robustness of core services such as SEPA payments, cards, cash management, remote onboarding, and mobile/online banking, noting that service breadth can vary across smaller regional institutions. Complaints handling must follow Italian rules with access to the Arbitro Bancario Finanziario, privacy is governed by GDPR, and AML/KYC controls are mandatory. Before opening accounts or executing financing or treasury transactions, obtain the latest audited financial statements and regulatory disclosures, confirm fees and interest conditions in writing, and assess the bank’s risk profile in light of current market conditions.

BANCA REGIONALE DI SVILUPPO S.P.A. IN FORMA ABBREVIATA 'BRS S.P.A.' Deposit guarantee scheme participation

BANCA REGIONALE DI SVILUPPO S.P.A. IN FORMA ABBREVIATA 'BRS S.P.A.' participates in the deposit guarantee scheme of Italy which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.

BANCA REGIONALE DI SVILUPPO S.P.A. IN FORMA ABBREVIATA 'BRS S.P.A.' Countries of operations

BANCA REGIONALE DI SVILUPPO S.P.A. IN FORMA ABBREVIATA 'BRS S.P.A.' offers their savings products in

Products offered by BANCA REGIONALE DI SVILUPPO S.P.A. IN FORMA ABBREVIATA 'BRS S.P.A.' and interest rates

BANCA REGIONALE DI SVILUPPO S.P.A. IN FORMA ABBREVIATA 'BRS S.P.A.' offers 0 deposits and 0 savings accounts in .

Best interest rates in Italy

12 mths Fixed deposits

3.3%

USD

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24 mths Fixed deposits

2%

EUR

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36 mths Fixed deposits

2%

EUR

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00

Loans offered by BANCA REGIONALE DI SVILUPPO S.P.A. IN FORMA ABBREVIATA 'BRS S.P.A.'

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Contacts

Address

PIAZZA MUNICIPIO, 84, 80133, NAPOLI, Italy

Phone number

800 776 496

Website

brsspa.it

Bank identifiers

BIC number

BSVIIT21012

Name

BANCA REGIONALE DI SVILUPPO S.P.A. IN FORMA ABBREVIATA 'BRS S.P.A.'

Country

Italy