BANCO MARCHIGIANO CREDITO COOPERATIVO products, services and reviews

About BANCO MARCHIGIANO CREDITO COOPERATIVO

Banco Marchigiano Credito Cooperativo is an Italian cooperative credit bank operating primarily in the Marche region and affiliated with the Gruppo Bancario Cooperativo Iccrea. It focuses on retail and small-business banking, offering current and savings accounts with Italian IBANs, domestic and cross-border payments (SEPA and SWIFT), debit cards on PagoBANCOMAT and international circuits, and credit cards typically issued via the group’s CartaBCC brand; major mobile wallets such as Apple Pay and Google Pay are generally supported where enabled by the card issuer. Digital access is provided through the group’s online and mobile banking platforms (commonly RelaxBanking) for transfers, bill payments (F24, pagoPA, CBILL), standing orders, and card controls, alongside a network of local branches and ATMs. Lending covers mortgages, personal loans, and financing for SMEs, agriculture, and nonprofit entities, with merchant acquiring and POS services delivered through group companies such as BCC Pay. Investment and protection products are distributed via group-aligned providers (e.g., BCC Risparmio & Previdenza for asset management and BCC Assicurazioni/BCC Vita for insurance), subject to suitability and regulatory checks. As a BCC, it operates under Italian cooperative principles with member-shareholders and local governance; becoming a member is not required to hold an account but is necessary for voting rights. Supervision is conducted by the Bank of Italy and, through the group, the ECB; deposits are protected up to EUR 100,000 per depositor per bank by the Fondo di Garanzia dei Depositanti del Credito Cooperativo in line with EU rules, and strong customer authentication under PSD2 applies. Fees, rates, and eligibility are set out in the bank’s Fogli Informativi and may vary by product and branch catchment area; complaints follow Italian transparency rules with access to the Arbitro Bancario Finanziario. The bank’s scope is regional, with nationwide and technological services leveraged through Iccrea group infrastructure.