BANK OF CHINA LIMITED - FILIALE DI MILANO O IN FORMA ABBREVIATA BANK OF CHINA - FILIALE DI MILANO products, services and reviews

About BANK OF CHINA LIMITED - FILIALE DI MILANO O IN FORMA ABBREVIATA BANK OF CHINA - FILIALE DI MILANO

BANK OF CHINA LIMITED – Filiale di Milano (in forma abbreviata “BANK OF CHINA – Filiale di Milano”) is the Milan branch of Bank of China Limited, operating in Italy as a third‑country bank branch. It is not a separate legal entity from the parent and functions under Italian authorization and supervision for branches of non‑EU banks, within the framework overseen by Banca d’Italia and in line with EU and Italian regulatory requirements on conduct, prudential controls, and anti‑money‑laundering. The branch focuses on cross‑border banking between Italy and Greater China, with a product set built around corporate and institutional clients: trade finance (documentary credits, collections, guarantees), supply‑chain finance, bilateral corporate lending, treasury and foreign exchange services, and cross‑border payments in multiple currencies, including renminbi. It also provides selected services to retail and SME clients—such as current accounts, time deposits, international remittances, and FX—primarily tailored to customers with Italy‑China ties; distribution is limited compared with domestic retail banks, and onboarding and transaction documentation standards reflect heightened cross‑border compliance. Digital channels are available but geared more to corporate cash management and international payments than to mass‑market features. Pricing typically reflects international transfer fees and FX spreads; exact tariffs depend on client profiles and negotiated terms. As a branch of a non‑EU bank, deposit‑protection arrangements may differ from those of Italian‑headquartered banks; customers should verify in writing which deposit guarantee scheme applies and the scope of coverage before placing funds. The Milan branch is suitable for entities requiring renminbi capability and trade finance with counterparties in China, while general retail users may find product breadth and physical access more limited.