B.C.C. DEL GARDA - BANCA DI CREDITO COOPERATIVO COLLI MORENICI DEL GARDA - SOCIETA' COOPERATIVA products, services and reviews

About B.C.C. DEL GARDA - BANCA DI CREDITO COOPERATIVO COLLI MORENICI DEL GARDA - SOCIETA' COOPERATIVA

B.C.C. DEL GARDA - BANCA DI CREDITO COOPERATIVO COLLI MORENICI DEL GARDA - SOCIETA’ COOPERATIVA is an Italian cooperative credit institution operating in the Lake Garda area, serving households, professionals, associations, and small and medium-sized enterprises with a branch-led model supported by online and mobile banking. As a “banca di credito cooperativo,” it follows the mutualistic principle of one member–one vote and typically requires share subscription to become a member, with profits largely allocated to reserves under sector rules. The bank offers current accounts and savings products, time deposits, payment services (SEPA transfers, direct debits, cards on domestic and international schemes), POS and e-commerce acquiring, mortgages and personal loans, SME lending and credit lines, leasing and factoring via group partners, as well as placement of investment and insurance products under MiFID and IDD frameworks. It is registered in the Bank of Italy’s register of banks and is subject to prudential supervision; like other BCCs, it adheres to a cooperative banking group pursuant to the Italian reform of the sector, with direction and coordination by the group’s parent company. Eligible deposits are protected up to 100,000 euro per depositor by the Fondo di Garanzia dei Depositanti del Credito Cooperativo. Fees, rates, and contractual conditions are disclosed in the required information sheets and may vary by account package and customer segment; some products can be limited to the bank’s historical area of operation. Users should verify branch availability, digital channel features, and any third-party service providers before subscribing.