CASSA RURALE DOLOMITI - BANCA DI CREDITO COOPERATIVO - SOCIETÀ COOPERATIVA products, services and reviews

About CASSA RURALE DOLOMITI - BANCA DI CREDITO COOPERATIVO - SOCIETÀ COOPERATIVA

Cassa Rurale Dolomiti – Banca di Credito Cooperativo – Società Cooperativa is an Italian cooperative bank operating in the Dolomites area, focused on retail customers, small businesses, and local organizations. As a cooperative, it is owned by member-clients under a one-member-one-vote model, with governance and capital rules defined by Italian cooperative banking law; membership is discretionary and subject to approval, and dividends are typically limited by statute. The bank offers standard products for everyday banking and finance, including current and savings accounts, payment cards on domestic and international circuits, mortgages and personal loans, SME credit lines, leasing and factoring via group arrangements, and bancassurance and investment services distributed under regulatory frameworks. Digital channels cover internet and mobile banking with PSD2 strong customer authentication, SEPA transfers (including instant where enabled), and support for major payment schemes; international transfers are processed via correspondent networks with published fees and FX terms. Pricing, interest rates, and service conditions vary by account type and are detailed in the pre-contractual information sheets required by Italian transparency rules. Deposits are protected up to EUR 100,000 per eligible depositor by the Italian deposit guarantee scheme for cooperative credit banks, in line with EU law, and the bank participates in the cooperative sector’s institutional protection mechanisms. Onboarding typically involves identity verification and compliance checks, with branch-based support and remote options where available. The model suits customers prioritizing a local presence and relationship banking; nationwide reach, specialized corporate products, or premium digital features may rely on partner or group services. Customers should review the latest tariffs, contractual documents, and eligibility criteria before opening an account or applying for credit.