CREDITO COOPERATIVO CENTRO CALABRIA - SOCIETA' COOPERATIVA products, services and reviews

About CREDITO COOPERATIVO CENTRO CALABRIA - SOCIETA' COOPERATIVA

CREDITO COOPERATIVO CENTRO CALABRIA - SOCIETA’ COOPERATIVA is an Italian cooperative credit bank (BCC) operating primarily in the Calabria region, structured as a mutual entity in which member-shareholders exercise governance on a one-member/one-vote basis. It conducts retail and small-business banking typical of the BCC sector, including current and savings accounts, time deposits, consumer and mortgage lending, credit lines for SMEs and agriculture, payment services aligned with SEPA standards, and access to online and mobile banking; distribution of investment and insurance products may occur through partner arrangements subject to MiFID II and IDD rules. The bank operates under the supervision of the Bank of Italy within the European banking framework (SSM/ECB), applies anti–money laundering and know-your-customer requirements, and must comply with Italian transparency rules, including product information sheets (fogli informativi), key information documents where applicable, and publication of rate schedules and contractual terms. In line with the reform of the cooperative credit sector, BCCs affiliate to a cooperative banking group and participate in the group’s institutional protection scheme; deposits are covered up to EUR 100,000 per depositor under the Fondo di Garanzia dei Depositanti del Credito Cooperativo, consistent with EU directives. Pricing, eligibility, and collateral requirements vary by product and applicant risk profile, and lending typically reflects local economic conditions. Customer complaints can be escalated to the Arbitro Bancario Finanziario after internal channels. Prospective clients should verify the bank’s current group affiliation, review the latest financial statements and disclosures, and examine the applicable fogli informativi and fee schedules to assess costs, coverage, and service availability within Calabria and through national payment and ATM networks.