EXTRABANCA S.P.A. products, services and reviews

About EXTRABANCA S.P.A.

EXTRABANCA S.P.A. is an Italian bank headquartered in Milan, operating a compact branch network and focusing on retail and small business customers, including foreign residents and newly settled individuals. The bank offers current accounts, payment services, domestic SEPA and cross-border transfers, debit cards on international circuits, and cash services; remittance options are available through partner providers. Consumer and business credit products are offered subject to underwriting and regulatory checks; availability and conditions vary by customer profile. Digital channels cover standard internet and mobile banking functions such as payments, account monitoring, and security features aligned with PSD2 strong customer authentication and 3-D Secure for card transactions. Account opening typically requires valid identification, an Italian tax code (codice fiscale), and proof of address; non-resident and non-EU applicants may need additional documentation, and in-branch procedures can apply depending on circumstances. Pricing is set out in the published schedule of fees, with charges that may include monthly account maintenance, transfer and currency conversion fees for international payments, and ATM usage costs outside domestic networks; rates on any savings or term products depend on market conditions and product terms. The institution is registered in Italy and supervised within the national and European banking framework, and eligible euro deposits are protected by the Italian deposit guarantee scheme (Fondo Interbancario di Tutela dei Depositi) up to €100,000 per depositor per bank, as provided by law. Given the bank’s focused footprint and product range, prospective customers should review branch accessibility, language support, and specific service limits before opening an account and consult the latest contractual documents and fee schedules on the official website.