PERSIA INTERNATIONAL BANK PLC products, services and reviews

About PERSIA INTERNATIONAL BANK PLC

Persia International Bank plc is a UK-incorporated, London-headquartered bank that focuses on corporate banking and trade finance alongside deposit-taking activities. It is authorized by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, and eligible deposits are protected by the Financial Services Compensation Scheme up to the statutory limit. The bank’s core offering typically includes transactional accounts for businesses, fixed-term and notice deposits for eligible customers, trade finance instruments (such as letters of credit, collections, and guarantees), bilateral corporate lending, and treasury services including foreign exchange and money market placements. Operations are centered on a single London location and relationship-managed services, with a limited physical footprint and a comparatively narrow retail presence when set against larger UK banks. Onboarding and ongoing monitoring place heavy emphasis on due diligence, anti-money-laundering controls, and compliance with UK sanctions and export controls, which can affect eligibility, transaction screening, and turnaround times for certain jurisdictions and industries. Pricing (deposit rates, lending margins, and fees) is set on a product and customer-specific basis and published or disclosed through standard documentation; customers should review terms for early withdrawal restrictions, collateral requirements, and covenant obligations where applicable. The bank publishes audited annual reports and regulatory disclosures, including capital and liquidity metrics, and customers with eligible complaints can access the UK Financial Ombudsman Service. As with any specialist lender and deposit taker, funds above the FSCS limit are exposed to the institution’s credit risk, and service accessibility will depend on the bank’s concentrated operating model and risk appetite.