UniCredit products, services and reviews

Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by UniCredit

Special offer
Protected up to €100K
Free maintenance
Up to

3.80%

Annual fee

Free

Cashback

No

Interest rates up to 3.80%

Open and manage directly on PickTheBank Platform

Terms from 3 months to 5 years

Annual interest payments

Protected by Deposit Guarantee System up to 100.000 EUR

bank3360IT

UniCredit

4.1

Italy

Credit ratings

Deposit Guarantee Scheme (DGS)

Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered

S&P

-

Moody’s

Baa1

Fitch

BBB

About UniCredit

UniCredit is a pan‑European banking group headquartered in Milan, operating primarily in Italy, Germany (HypoVereinsbank), Austria (Bank Austria), and multiple Central and Eastern European markets through locally licensed subsidiaries. The group serves retail, SME, and corporate clients and provides corporate and investment banking services including lending, transaction banking, markets, and capital markets origination, complemented by asset gathering via third‑party funds and bancassurance partnerships. Revenues are driven by net interest income and fee income, with management focused on cost discipline and simplified processes under its UniCredit Unlocked plan. Asset quality indicators have remained in the low‑single‑digit NPE range with coverage at levels consistent with European peers, while the CET1 capital ratio has been in the mid‑teens and liquidity metrics (LCR/NSFR) comfortably above regulatory minima; funding is anchored by customer deposits and wholesale issuance across covered bonds, senior preferred/non‑preferred, Tier 2, and AT1 instruments to meet MREL. The bank has pursued sizeable distributions through cash dividends and share buybacks, subject to supervisory approval, alongside ongoing balance sheet de‑risking and legal‑entity simplification. Key risk factors include concentration to Italy and CEE economies, exposure to domestic sovereign debt, sensitivity to interest‑rate normalization and credit cycles, residual Russia‑related exposures under active wind‑down, and regulatory and conduct risks. Governance follows a board oversight model, with a centralized risk framework and local execution. Sustainability policies include sectoral lending restrictions and financed‑emissions targets, with continued engagement on energy‑transition exposures. UniCredit holds investment‑grade ratings from major agencies and maintains a disclosed MDA buffer; financial targets and distributions remain contingent on earnings generation, market conditions, and regulatory approvals.

UniCredit Deposit guarantee scheme participation

UniCredit participates in the deposit guarantee scheme of Italy which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.

UniCredit Countries of operations

UniCredit offers their savings products in Germany

Products offered by UniCredit and interest rates

UniCredit offers 2 deposits and 1 savings accounts in EUR.

UniCredit offers the following fixed deposits in EUR in Germany: 0 months deposit - 0.61%; 3 months deposit - 3%.

Best interest rates in Italy

12 mths Fixed deposits

3.3%

USD

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24 mths Fixed deposits

2.25%

EUR

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36 mths Fixed deposits

2.25%

EUR

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Fixed deposits offered by UniCredit

Sales region:

Savings accounts offered by UniCredit

Sales region:

Interest rate

Annual fee

Cashback

0.61%EUR

-No

Loans offered by UniCredit

There are no products yet

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Branches

UniCredit Jelzálogbank Zártkörûen Mûködõ Rt.

unicreditbank.hu

Szabadság tér 5-6., 1054, Budapest, Hungary

UniCredit Bank AG Luxembourg Branch

unicreditint.lu

8-10, rue Jean Monnet, 2099, Luxembourg, Luxembour

UniCredit Bank AG, Zweigniederlassung Wien

Rothschildplatz, 1, 1020, Wien, Austria

UniCredit Bank S.A.

unicredit.ro

Bdul. Expozitiei nr.1F, sector 1, 012101, BUCURESTI, Romania

Unicredit bank AG

0 117 avenue des Champs Elysées, 75008, PARIS 08, France

UniCredit Bank Czech Republic and Slovakia, a.s.

unicreditbank.cz

Želetavská 1525/1, 14000, Praha 4, Czech Republic

UniCredit Bank Austria AG

bankaustria.at

1020 Wien, Rothschildplatz 1.

UniCredit Bank AG

unicreditgroup.eu

Arabellastraße 12, 81925, München, Germany

Unicredit, S.p.A., Sucursal en España

unicreditgroup.eu

Cl Miguel Angel. 11, 28010, Madrid, Spain

Unicredit SpA

117 AVENUE DES CHAMPS ELYSEES, 75008, PARIS 08, France

UniCredit International Bank (Luxembourg) SA

unicreditint.lu

8-10, rue Jean Monnet, L-2180, LUXEMBOURG, Luxembourg770

UniCredit Bulbank

unicreditbulbank.bg

7, Sveta Nedelya Sq., 1000, Sofia, Bulgaria

UniCredit Bank Czech Republic and Slovakia, a.s., pobočka zahraničnej banky

unicreditbank.sk

Šancová 1/A, 813 33, Bratislava, Slovakia

UniCredit S.p.A. Zweigniederlassung München

Arabellastraße 14, 81925, München, Germany

UniCredit Bank AG, München, Succursale de Genève

Gartenstrasse 32, 8027, Zürich, Switzerland

UNICREDIT BANKA SLOVENIJA d.d.

unicreditbank.si

Ameriška ulica 2, 1000, Ljubljana, Slovenia

Contacts

Address

Piazza Gae Aulenti 3, Tower A, Milan, 20154 Italy

Phone number

+39 331 658 58 85

Website

unicredit.it

Bank identifiers

BIC number

UNCRITMM

Name

UniCredit

Country

Italy