PayRay Bank products, services and reviews

Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by PayRay Bank

Special offer
Protected up to €20K
Free maintenance
bankImage

FREEDOM24

Cyprus

Up to

7.95%

Annual fee

Free

Cashback

No

D-account Securities Swap 4.82% in USD and 3.17% in EUR

Long-Term Funds Placement Securities Swap up to 7.95% in USD and up to 5.23% in EUR

No limit on the maximum placement amount

Daily income accruals

You can transfer money to your trading account from D-account securities Swap at any time

Please review the KID before investing. This product is an investment in OTC swaps, and may not be appropriate for every investor. This product is not a banking service and is not related to a bank deposit or a bank account. The ability to provide access to a particular financial instrument is subject to an appropriateness test.

Investing in securities and other financial instruments always involves the risk of capital loss. Forecasts and past performance may not be used as reliable indicators of future performance. It is important that, before making any trades, you carry out your own analysis. If necessary, please seek independent advice from a certified professional.

bank3384LT

PayRay Bank

4.2

Lithuania

Credit ratings

Deposit Guarantee Scheme (DGS)

Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered

S&P

-

Moody’s

-

Fitch

-

About PayRay Bank

Founded in 2018, PayRay is a company operating on the international stage. In 2019, it secured a banking license from the European Central Bank based on an application from the Lithuanian bank PayRay. While its primary focus is on business clients, PayRay's main headquarters is located in Lithuania, with a branch in Latvia, and ambitious plans for further expansion into other countries. At PayRay Bank, a team of highly qualified financial specialists, supported by an advisory board of experienced international experts, is dedicated to serving small and medium-sized enterprises (SMEs). The bank offers financial services designed to stabilize incomes and improve business outcomes. PayRay's offerings are characterized by flexibility, prompt decision-making, and a profound understanding of the unique needs and nuances of each client. Services provided include invoice financing and corporate loans.

PayRay Bank Deposit guarantee scheme participation

PayRay Bank participates in the deposit guarantee scheme of Lithuania which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.

PayRay Bank Countries of operations

PayRay Bank offers their savings products in

Products offered by PayRay Bank and interest rates

PayRay Bank offers 0 deposits and 0 savings accounts in .

PayRay Bank offers the following fixed deposits in in Lithuania: 0 months deposit - 2.75%.

Best interest rates in Lithuania

12 mths Fixed deposits

2.6%

EUR

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24 mths Fixed deposits

2.35%

EUR

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36 mths Fixed deposits

2.3%

EUR

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00

Loans offered by PayRay Bank

There are no products yet

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Contacts

Address

Lvivo g. 25-702, Vilniaus m. sav. Vilniaus m., Lithuania

Phone number

+370 521 43412

Website

payray.bank

Bank identifiers

BIC number

PYYRLT22

Name

PayRay Bank

Country

Lithuania