Banque Transatlantique Luxembourg S.A. products, services and reviews

About Banque Transatlantique Luxembourg S.A.

Banque Transatlantique Luxembourg S.A. is a Luxembourg credit institution focused on private banking and wealth management for internationally mobile clients, including expatriates, entrepreneurs, and families with cross-border needs. The bank typically offers discretionary and advisory portfolio management, multi-currency custody and brokerage, access to mutual funds and structured products, foreign exchange services, and secured (Lombard) lending against financial assets; life insurance wrappers under Luxembourg law are commonly available through partner insurers. Day-to-day banking is oriented to private banking needs rather than mass retail, with relationship-led service supported by online banking and consolidated reporting. The entity operates under the supervision of the Commission de Surveillance du Secteur Financier (CSSF) and within the EU prudential framework; eligible deposits are protected by the Luxembourg deposit guarantee scheme (FGDL) up to EUR 100,000 per depositor, and investment instruments may fall under the investor compensation scheme (SIIL) subject to legal limits. Banque Transatlantique Luxembourg is part of the Banque Transatlantique group, which is a subsidiary of CIC (Crédit Industriel et Commercial) within Crédit Mutuel Alliance Fédérale. Account opening is subject to standard KYC/AML checks and minimum asset requirements; product availability depends on client domicile and tax status under MiFID II, CRS, and FATCA. Pricing generally includes mandate management fees, custody charges, and transaction costs; fee levels and reporting options vary by mandate and instrument. As with all investment-led private banks, clients are exposed to market, liquidity, and currency risks, and borrowing against portfolios adds leverage risk.