China Everbright Bank (Europe) S.A. products, services and reviews

About China Everbright Bank (Europe) S.A.

China Everbright Bank (Europe) S.A. is a Luxembourg-incorporated credit institution and European subsidiary of China Everbright Bank Co., Ltd., a PRC joint-stock commercial bank listed in Shanghai and Hong Kong. Authorized and supervised by the Commission de Surveillance du Secteur Financier (CSSF) and operating within the EU banking framework, it is subject to the Capital Requirements Regulation/Directive, AML/CTF rules, and the Single Supervisory Mechanism with ECB oversight for less significant institutions. The bank focuses on corporate and institutional clients rather than retail, providing current and term accounts, euro-area payment services (including SEPA), trade finance instruments (letters of credit, collections, guarantees, standby LCs), bilateral and syndicated corporate lending, project and acquisition finance support, cash management, foreign exchange and money-market dealing, and cross-border renminbi solutions. As a Luxembourg credit institution, it can passport services within the EEA, and it typically serves European companies engaging with Greater China, Chinese enterprises investing in Europe, and financial institutions requiring correspondent and treasury services. Deposits eligible under Luxembourg law are protected by the Fonds de garantie des dépôts Luxembourg up to EUR 100,000 per depositor per institution, and certain investment business may fall under the investor compensation scheme subject to legal limits and exclusions. The bank maintains governance, risk, and compliance functions in Luxembourg, applies standard KYC/sanctions screening, and publishes annual audited financial statements in line with local and EU requirements; detailed pricing for corporate services is generally provided on a bilateral basis and may depend on credit, tenor, collateral, and transaction volumes.