Citibank Europe plc, Luxembourg Branch products, services and reviews

About Citibank Europe plc, Luxembourg Branch

Citibank Europe plc, Luxembourg Branch is the Luxembourg outpost of Citibank Europe plc, an Irish-incorporated credit institution within Citigroup that operates in Luxembourg under the EU banking passport. The branch is subject to prudential supervision by the European Central Bank and the Central Bank of Ireland as home authorities, with the Commission de Surveillance du Secteur Financier overseeing host-country conduct and local branch matters. It focuses on institutional and corporate clients rather than the mass retail market, providing treasury and trade solutions (cash management, payments, liquidity and trade finance), foreign exchange and rates products, and securities services such as global custody and fund-related servicing for Luxembourg-domiciled and cross-border investment structures. Services are delivered through relationship-managed coverage and electronic channels, including CitiDirect for cash management; pricing and terms are generally negotiated bilaterally. The branch is not a separate legal entity and uses the Irish banking license; account opening and access are subject to standard eligibility and KYC/AML requirements oriented to corporates, financial institutions and investment vehicles. Eligible deposits placed with the branch are protected by Ireland’s Deposit Guarantee Scheme up to EUR 100,000 per depositor under EU rules, and Irish investor-compensation arrangements may apply to investment services, subject to statutory limits and exclusions. Payment capabilities include SEPA and cross-border clearing via SWIFT, multi-currency accounts and integration with corporate treasury systems, and operations are aligned with applicable Luxembourg and EU frameworks, including PSD2, FATCA/CRS reporting and sanctions compliance.