IKB Deutsche Industriebank A.G., Filiale Luxemburg products, services and reviews

About IKB Deutsche Industriebank A.G., Filiale Luxemburg

IKB Deutsche Industriebank A.G., Filiale Luxemburg is the Luxembourg branch of IKB Deutsche Industriebank AG, a German corporate bank headquartered in Düsseldorf. The branch is not a separate legal entity; contracts and exposures are with the German parent, and financial reporting is consolidated at the AG level. It operates under the EU passporting regime, with prudential supervision led by the German authorities (BaFin and Deutsche Bundesbank) within the Single Supervisory Mechanism and host-country oversight by the Commission de Surveillance du Secteur Financier (CSSF) for conduct, anti-money laundering, and other local requirements. The branch focuses on corporate and institutional business consistent with the group’s model, typically offering lending, deposit, cash and liquidity management, and related transactional banking to companies with cross-border needs. Client onboarding follows standard KYC, AML, and credit procedures, and terms, pricing, and eligibility are negotiated case by case. Deposits at the Luxembourg branch fall under Germany’s statutory deposit guarantee scheme (Entschädigungseinrichtung deutscher Banken) up to the limits set by EU law; the Luxembourg FGDL does not apply to branches of German banks. Payment services include SEPA and international transfers subject to standard cut-off times and compliance checks. Complaints can be addressed to the bank and, where applicable, to the CSSF’s out-of-court dispute resolution process. Prospective clients generally engage through corporate relationship managers and should expect routine due-diligence and ongoing information requirements.