UniCredit Bank AG Luxembourg Branch products, services and reviews

About UniCredit Bank AG Luxembourg Branch

UniCredit Bank AG Luxembourg Branch is the Luxembourg outpost of UniCredit Bank AG (Germany) and operates as a branch rather than a separate legal entity. It uses the EU passport framework and is subject to home-country prudential supervision by the European Central Bank under the Single Supervisory Mechanism together with BaFin and the Deutsche Bundesbank, while the CSSF oversees host-country conduct and anti‑money‑laundering requirements. The branch focuses on corporate and institutional banking linked to UniCredit’s cross-border network, providing cash and liquidity management, domestic and international payments, trade finance, lending and structured finance, foreign exchange and interest-rate products, and securities-related services, including account and custody arrangements where applicable. Retail banking is not a core focus, and onboarding is subject to standard KYC/AML controls and relationship criteria set for the relevant client segment. Deposits accepted by the Luxembourg branch are covered by Germany’s statutory deposit guarantee scheme (Entschädigungseinrichtung deutscher Banken) up to EUR 100,000 per eligible depositor; UniCredit Bank AG also participates in the voluntary Deposit Protection Fund of the Association of German Banks, which offers additional protection subject to eligibility, limits, and rule changes. Pricing is product-specific and typically negotiated; service cut-offs and execution windows depend on the product and market infrastructure. The branch operates under the EU bank resolution and bail‑in framework; counterparty risk, credit ratings, and product availability align with UniCredit Bank AG’s profile and should be checked against the latest public disclosures.