UniCredit International Bank (Luxembourg) SA products, services and reviews

About UniCredit International Bank (Luxembourg) SA

UniCredit International Bank (Luxembourg) SA is a Luxembourg-based credit institution within the UniCredit Group, focused on serving corporate, institutional, and private clients rather than the mass‑market retail segment. It operates under Luxembourg law and is supervised by the Commission de Surveillance du Secteur Financier, with oversight aligned to the EU Single Supervisory Mechanism, and participates in the national deposit guarantee scheme (Fonds de garantie des dépôts Luxembourg), which protects eligible deposits up to EUR 100,000 per depositor; investment services fall under MiFID II rules and are subject to the Luxembourg investor compensation scheme where applicable. The bank typically provides multi‑currency accounts, term deposits, payments (including SEPA and SWIFT), lending and treasury solutions, trade finance, and investment and custody services, sometimes acting as a booking center for cross‑border clients within the group. Account opening is relationship‑led and subject to enhanced KYC/AML checks, with eligibility and minimums varying by client type; tariffs are set out in a schedule of charges and can differ materially from retail pricing. Digital channels are available for account access and secure instructions, but on‑site relationship coverage remains central for complex needs. Documentation, tax reporting (including FATCA/CRS), and product availability depend on residency and regulatory constraints, and certain products may be provided through affiliated UniCredit entities. The bank publishes annual financial statements and regulatory disclosures, which should be reviewed for capital, liquidity, and risk metrics; prospective clients should assess service scope, fees, and booking arrangements against their requirements and consider that processes in Luxembourg private and corporate banking are more documentation‑intensive than mainstream retail banking.