Bank of China (Luxembourg) S.A. products, services and reviews

About Bank of China (Luxembourg) S.A.

Bank of China (Luxembourg) S.A. is a Luxembourg-incorporated credit institution and wholly owned subsidiary of Bank of China Limited, operating under the supervision of the Commission de Surveillance du Secteur Financier and within the EU single market framework. It focuses on corporate and institutional banking, offering current accounts, payments (including SEPA), cash management, trade finance, supply chain finance, guarantees and letters of credit, bilateral and syndicated loans, and treasury solutions for hedging and liquidity. Selected services are available to individuals, including multi-currency accounts, remittances, cards, and time deposits, with availability varying by branch and jurisdiction. The bank supports euro and major foreign currencies and provides renminbi settlement for cross-border transactions involving China. Services are delivered through relationship managers, corporate e-banking and online channels, with onboarding and due diligence requirements aligned to EU and Luxembourg AML standards. As a Luxembourg credit institution, eligible deposits are covered by the national deposit guarantee scheme up to the statutory limit per depositor; investment and market-linked products are not covered. The entity operates alongside other Bank of China group companies in Luxembourg and uses passporting to serve clients across several EU countries, though retail distribution is limited compared with universal domestic banks. Users should review fees, eligibility criteria, documentation requirements, cut-off times for payments, and country-specific service scope before opening accounts or using trade and treasury products.