Bank Ten Cate & Cie. N.V. products, services and reviews

About Bank Ten Cate & Cie. N.V.

Bank Ten Cate & Cie. N.V. is a Netherlands-based private bank focused on wealth management for high-net-worth individuals, families, entrepreneurs, and institutions, providing discretionary portfolio management, investment advisory, and custody/execution services within an open-architecture framework that uses third-party funds and direct securities. The bank operates under Dutch regulation and supervision (De Nederlandsche Bank and the Netherlands Authority for the Financial Markets), with deposits—where offered—falling under the Dutch Deposit Guarantee Scheme up to the statutory limit and investment assets typically held in segregated arrangements per local law. Clients can expect a relationship-driven model with risk profiling, investment policy guidelines, and periodic reporting; digital access is available for portfolio views and documentation, but this is a traditional private-banking setup rather than a mass-market fintech platform. Fees generally include a tiered management fee for discretionary mandates, custody and administration charges, transaction costs, and product-level expenses for funds or structured instruments; performance fees may apply to certain strategies, and foreign exchange and cash handling charges can add to the total cost of ownership. Lending, if available, is usually limited and collateralized (e.g., Lombard credit) and arranged case-by-case; day-to-day retail banking features are not the core proposition. The offering suits clients seeking professional portfolio management and bespoke advice under the Dutch regulatory regime, while self-directed traders or fee-minimizers may find the cost and service model less aligned with their needs. Minimum asset requirements, eligibility, and service scope can change and should be confirmed directly with the bank, along with the latest fee schedules, product lists, ESG integration approach, and online platform capabilities; as with any investment service, returns are not guaranteed and capital is at risk.