De Volksbank products, services and reviews
Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by De Volksbank
3.80%
Annual fee
Free
Cashback
No
Annual fee
Free
Cashback
No
Interest rates up to 3.80%
Open and manage directly on PickTheBank Platform
Terms from 3 months to 5 years
Annual interest payments
Protected by Deposit Guarantee System up to 100.000 EUR

De Volksbank
4.1
Netherlands
Credit ratings
Deposit Guarantee Scheme (DGS)
Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered
S&P
-
Moody’s
Аа3
Fitch
А-
About De Volksbank
De Volksbank N.V. is a Dutch retail banking group that operates under a single banking license through four brands—SNS, ASN Bank, RegioBank, and BLG Wonen—focused on the Netherlands with offerings that include current accounts, savings, payments, and residential mortgages, and limited exposure to corporate or investment banking. The bank was formed from the former SNS Bank group, rebranded in 2017, and remains wholly owned by NLFI on behalf of the Dutch State following the 2013 nationalization; the State has explored future ownership options without a fixed timeline. Distribution is primarily digital, complemented by SNS shops, RegioBank’s local independent advisors, and mortgage intermediation via BLG Wonen. Funding relies largely on customer deposits, supplemented by wholesale issuance such as covered bonds, senior unsecured, and senior non-preferred instruments to meet MREL requirements; the bank is rated by major credit rating agencies and reports under IFRS, including expected credit loss provisioning. Risk is concentrated in Dutch residential mortgages, with exposure to domestic housing and interest-rate developments; interest-rate risk is managed with hedging, and liquidity and capital are maintained under Dutch and EU prudential rules. Accounts and services are generally aimed at residents of the Netherlands and require standard KYC under Dutch AML legislation; payment services include SEPA transfers and direct debits, Dutch IBANs, and support for common local payment schemes. De Volksbank and its brands fall under the Dutch Deposit Guarantee Scheme, which protects eligible deposits up to €100,000 per person per bank; the limit applies in aggregate across SNS, ASN Bank, RegioBank, and other brands under the same license. The group publishes statutory and non-financial reporting, with ASN Bank applying explicit sustainability criteria to its product set, while rates, fees, and product availability vary by brand and are subject to change based on market conditions and regulation.
De Volksbank Deposit guarantee scheme participation
De Volksbank participates in the deposit guarantee scheme of Netherlands which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.
De Volksbank Countries of operations
De Volksbank offers their savings products in
Products offered by De Volksbank and interest rates
De Volksbank offers 0 deposits and 0 savings accounts in .
Best interest rates in Netherlands
Loans offered by De Volksbank
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Contacts
Address
Croeselaan 1
3521 BJ
Utrecht
Netherlands
Phone number
+31 03 02 91 52 00Website
devolksbank.nlBank identifiers
BIC number
GENODE51MIC
Name
De Volksbank
Country
Netherlands