GarantiBank International N.V. products, services and reviews

About GarantiBank International N.V.

GarantiBank International N.V. is a Netherlands-incorporated credit institution headquartered in Amsterdam and wholly owned by Türkiye Garanti Bankası A.Ş., which is majority controlled by Banco Bilbao Vizcaya Argentaria, S.A. The bank operates under a Dutch banking license and is supervised by De Nederlandsche Bank and the Netherlands Authority for the Financial Markets within the EU Single Supervisory Mechanism. Its core activities are corporate and institutional banking, notably trade and commodity finance, corporate lending, cash management, and treasury and financial markets services, including foreign exchange, guarantees, and letters of credit used in cross-border transactions. Funding is sourced from customer deposits and wholesale markets; retail savings and term deposits offered in the Netherlands are covered by the Dutch deposit guarantee scheme up to €100,000 per depositor, per bank, with products generally denominated in euro and SEPA payments supported. The bank reports under IFRS and publishes audited annual reports, Pillar 3 disclosures, and risk and capital information, operating under CRR/CRD requirements for capital, liquidity, and large exposures. Operational processes follow standard industry rules for trade instruments (such as UCP and URDG), and payment services are provided via IBAN/SEPA and SWIFT rails subject to cut-off times and fees set by product terms. Client onboarding is subject to Dutch and EU know-your-customer and anti-money laundering rules, and eligibility and documentation requirements vary by client type and jurisdiction; availability of specific services can be limited by local regulations or sanctions. Potential customers should reference current product sheets and regulatory notices for prevailing rates, fees, and conditions, as these are updated periodically.