LeasePlan Corporation N.V. products, services and reviews

About LeasePlan Corporation N.V.

LeasePlan Corporation N.V. is a Dutch financial institution best known for vehicle leasing and fleet management and it operates a retail savings arm under the trade name LeasePlan Bank. The entity holds a banking license in the Netherlands and is supervised by De Nederlandsche Bank for prudential matters and the Autoriteit Financiële Markten for conduct; eligible retail deposits fall under the Dutch Deposit Guarantee Scheme up to €100,000 per person per bank. LeasePlan Bank focuses on straightforward savings products delivered online, typically including an easy-access savings account with a variable rate and fixed-term deposits with set maturities; it does not provide current accounts, cards, or payment services, and there is no branch network. Accounts are generally available to residents of the Netherlands and Germany subject to identity verification and standard onboarding checks, and servicing is handled digitally with transfers via SEPA to a customer’s linked external account. Variable rates can change at the bank’s discretion, while term deposits pay a fixed rate for the agreed term; early access to fixed terms is usually not available or is heavily restricted by contract, and there are typically no maintenance fees for holding an account. Deposited funds support the group’s asset-based financing activities in fleet leasing, which concentrates the business model but is customary for a captive savings platform. Operational safeguards include regulated client due diligence, secure login, and electronic statements; customers remain responsible for any tax reporting in their jurisdiction and should review the bank’s documentation for details on interest crediting, withdrawal rules, and any limits. LeasePlan was acquired by ALD Automotive in 2023, and the combined mobility business has been moving under the Ayvens brand; such corporate branding or integration steps do not change the scope of Dutch deposit protection for accounts held with the licensed entity. Prospective customers should verify current rates, eligibility, and term conditions before opening an account and consider the Dutch guarantee limit when holding balances above €100,000 or when combining deposits across brands within the same licensed institution.