Banco BAI Europa products, services and reviews

Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by Banco BAI Europa

Special offer
Protected up to €100K
Free maintenance
Up to

3.80%

Annual fee

Free

Cashback

No

Interest rates up to 3.80%

Open and manage directly on PickTheBank Platform

Terms from 3 months to 5 years

Annual interest payments

Protected by Deposit Guarantee System up to 100.000 EUR

bank4198PT

Banco BAI Europa

4.1

Portugal

Credit ratings

Deposit Guarantee Scheme (DGS)

Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered

S&P

-

Moody’s

-

Fitch

-

About Banco BAI Europa

Banco BAI Europa, S.A. is a Portuguese bank headquartered in Lisbon and part of the BAI Group, majority‑owned by Banco Angolano de Investimentos (BAI). It is authorized and supervised by Banco de Portugal within the EU Single Supervisory Mechanism and participates in the Portuguese Deposit Guarantee Fund, which currently protects eligible deposits up to €100,000 per depositor, per institution. The bank provides retail and corporate banking with a focus on clients engaged in Portugal–Africa trade and investment, offering current accounts, term deposits, payment services, domestic SEPA and international transfers, foreign exchange, bank guarantees and documentary trade finance, and credit solutions subject to underwriting and collateral. Account opening requires standard identification and KYC documentation and, for businesses, information on beneficial ownership; non‑resident clients may be accepted subject to enhanced due diligence. Access is available through branch and remote channels, including online banking for payments and account management; fees apply for maintenance, transfers, cash services, and FX, with pricing schedules and interest rate tables published by the bank and updated periodically. As a credit institution subject to EU prudential rules (CRR/CRD), Banco BAI Europa publishes audited annual financial statements and Pillar 3 risk disclosures and complies with AML/CFT, FATCA, and CRS reporting obligations. Deposit protection does not extend to instruments such as bonds or structured products, and lending and investment services involve market and credit risks that clients should assess in line with their own circumstances.

Banco BAI Europa Deposit guarantee scheme participation

Banco BAI Europa participates in the deposit guarantee scheme of Portugal which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.

Banco BAI Europa Countries of operations

Banco BAI Europa offers their savings products in

Products offered by Banco BAI Europa and interest rates

Banco BAI Europa offers 0 deposits and 0 savings accounts in .

Best interest rates in Portugal

12 mths Fixed deposits

3.3%

USD

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24 mths Fixed deposits

2.25%

EUR

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36 mths Fixed deposits

2.25%

EUR

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00

Loans offered by Banco BAI Europa

There are no products yet

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Contacts

Address

Rua Tierno Galvan, Torre 3 do Empreendimento das Amoreiras, 12º Piso

1070-274 LISBOA

Portugal

Phone number

+351 213 513 750

Website

bancobaieuropa.pt

Bank identifiers

BIC number

BAIPPTPL

Name

Banco BAI Europa

Country

Portugal