Banco Invest, SA products, services and reviews

About Banco Invest, SA

Banco Invest, S.A. is a Portuguese credit institution that operates under authorization and prudential supervision from Banco de Portugal, with oversight by the Portuguese securities regulator (CMVM) for investment services, and participation in the national Deposit Guarantee Fund that protects eligible deposits up to the statutory limit per depositor and per bank; investment instruments are not covered by that scheme and are subject to market risk under the applicable investor-compensation framework. The bank’s activity focuses on savings and investment solutions for individuals and businesses, typically including current and savings accounts, time deposits, distribution of funds and fixed income, execution services for listed securities, and tailored solutions for corporate clients such as financing and advisory, with product availability and terms defined in public tariffs and pre-contractual information. Accounts are euro-denominated and support standard SEPA payments; cross-border transfers and currency services, where offered, follow published fee schedules and may involve additional costs and cut-off times. Onboarding follows Portuguese KYC/AML requirements, with documentation such as government ID and tax identification number for residents and additional evidence for non-residents; parts of the process may be completed remotely, subject to verification and eligibility rules. Interest rates on deposits and the pricing of investment and custody services are set by the bank and updated periodically, including promotional campaigns with fixed terms; prospective clients should review the latest conditions, total expense impact (maintenance, transfer, brokerage, custody, advisory), and any early-withdrawal constraints or capital risk. Client financial instruments, when provided as investment services, are generally held under legally mandated safeguarding and segregation arrangements, and the bank publishes audited financial statements and regulatory disclosures (including risk and capital information) in line with Portuguese and EU requirements. The institution’s profile suits customers who prioritize euro deposits and access to listed securities and funds under a defined tariff structure, while those seeking extensive branch coverage or bundled retail services should compare alternatives; as with any bank, clients should manage concentration risk, verify current terms on the bank’s website and official registers, and keep deposit balances within guarantee limits relevant to their circumstances.