Credit Europe Bank (Romania) S.A. products, services and reviews

About Credit Europe Bank (Romania) S.A.

Credit Europe Bank (Romania) S.A. is a Bucharest-based lender focused on retail, SME, and corporate banking, operating as a subsidiary of Credit Europe Bank N.V. (Netherlands), part of Fiba Group. The bank offers current and savings accounts in leu and major foreign currencies, term deposits, domestic and international payments, and a mix of lending products including consumer loans, credit cards with installment features (such as the CardAvantaj franchise), SME working capital facilities, equipment financing, and corporate lending. Merchant acquiring, trade finance (letters of credit, collections, guarantees), cash management, and treasury/FX services are available to business clients. Digital channels include internet and mobile banking with standard EU PSD2 strong customer authentication, and the bank supports card security protocols such as 3D Secure; card portfolios typically run on the major schemes used in Romania. For payments, it processes local RON transfers and offers SEPA euro transfers as well as cross-border payments via SWIFT. Credit Europe Bank (Romania) S.A. is licensed and supervised by the National Bank of Romania, and eligible deposits are protected by the Bank Deposit Guarantee Fund (FGDB) up to the leu equivalent of EUR 100,000 per depositor per institution, in line with EU rules. The franchise positions itself as a mid-sized player with a nationwide presence in key urban areas and a focus on card-based consumer finance and installment shopping, while maintaining standard fee structures and service levels comparable to peers in Romania’s banking market. Users should review current tariffs, exchange rate policies, and product terms, as these are updated periodically and may differ by channel or customer segment.