BKS Bank AG, pobočka zahraničnej banky v SR products, services and reviews

About BKS Bank AG, pobočka zahraničnej banky v SR

BKS Bank AG, pobočka zahraničnej banky v SR, is the Slovak branch of the Austrian bank BKS Bank AG and operates in Slovakia under the EU single passport regime. It is part of the 3-Banken-Gruppe and focuses primarily on corporate and SME banking, offering current accounts, payments (including SEPA), term deposits, investment and working-capital loans, real estate and project financing, guarantees and documentary products, with leasing and factoring available through group entities; retail services may be limited and subject to eligibility. Service is delivered through a branch/relationship model supported by online and mobile banking, with fees and interest rates set by published tariffs and individual credit risk; SEPA transfers are typically priced differently from cross-border non-SEPA payments, and cash handling, foreign currency services, and card usage incur specific charges. As a branch of an EEA institution, prudential supervision rests with Austria’s FMA, while host-country conduct oversight and certain operational rules are handled by Národná banka Slovenska. Deposits taken by the Slovak branch are protected by the Austrian deposit guarantee scheme (Einlagensicherung Austria) up to EUR 100,000 per eligible depositor in line with EU rules; standard exclusions and limits apply, and investor compensation follows Austrian arrangements where relevant. Account opening and lending require standard KYC/AML documentation and credit assessment. Product availability, fees, rates, and eligibility criteria can change and should be verified against the bank’s current tariff and contractual terms.