Komerční banka, a.s., pobočka zahraničnej banky products, services and reviews

About Komerční banka, a.s., pobočka zahraničnej banky

Komerční banka, a.s., pobočka zahraničnej banky operates in Slovakia as the local branch of the Czech bank Komerční banka, a.s., providing services under the EU single passport regime. Prudential supervision is carried out by the Czech National Bank, with host-country oversight by Národná banka Slovenska; deposit protection for eligible deposits is provided by the Czech deposit guarantee scheme under EU rules up to the standard 100,000 EUR per depositor per institution. The branch primarily serves corporate and institutional clients, offering euro current accounts with Slovak IBANs, SEPA credit transfers and direct debits, cross‑border payments outside SEPA via SWIFT, cash management, trade finance (including bank guarantees and documentary instruments), corporate lending for working capital and investments, and treasury services such as foreign exchange and basic hedging. Daily banking is delivered through electronic channels compliant with PSD2 strong customer authentication, with relationship management and client support available during business hours; physical presence is limited, centered in Bratislava. Pricing follows published tariffs that vary by service and client profile; SEPA and international payment fees, account maintenance charges, and FX spreads apply according to the schedule in force. As a branch rather than a standalone Slovak bank, it is not a separate legal entity; financial information is reported at the Komerční banka group level, with branch‑level disclosures made as required by Slovak and EU regulations. Onboarding and ongoing servicing follow standard KYC/AML procedures, and cut‑off times, value dating, and payment processing windows align with Slovak market standards for euro payments.